HDBank interest rates today, deposit 200 million and receive 30 million VND in interest

    Hà Vy |

    Update on online deposit interest rates at HDBank on July 2, 2026, customers depositing 200 million VND can receive the highest interest of about 30 million VND for a 36-month term.

    HDBank online savings interest rates today

    According to records on July 2, 2026, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining online deposit interest rates, attracting market attention.

    Below is the online savings deposit interest rate table (%/year) announced by HDBank:

    Biểu lãi suất tiết kiệm online của HDBank, cập nhật vào ngày 2.7.2026. Nguồn: HDBank
    HDBank's online savings interest rate schedule, updated on July 2, 2026. Source: HDBank

    Deposit 200 million VND at HDBank: Highest interest of 30 million VND

    The interest calculation formula applies as follows:

    Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365

    The analysis table below shows the expected actual interest received when depositing 200 million VND online at HDBank:

    Thus, with a term of 36 months, the amount of interest received is up to 30 million VND.

    The term with the highest interest rate is 18 months (5.6%/year), bringing in a profit of 16.8 million VND.

    Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.

    Readers can refer to more articles about interest rates HERE.

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