HDBank interest rates increase, deposit 300 million VND and receive nearly 50 million VND

HDBank deposit interest rate on November 9: Highest 6. 10%

Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) has just adjusted the mobilization interest rate for many terms. The increase is 0.15%/year for 1-5 month terms and 0.2%/year for terms under 6 months, applicable to both counter and online deposits.

After adjustment, online interest rates are subject to interest at the end of 1-2 month terms to 4.2%/year; 3-5 month terms to 4.3%/year; 6-month terms to 5.5%/year.

According to records on November 9, 2025, HDBank applies special interest rates at a high level. The bank maintains an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion/ Savings card, not applying the form of mobilization of interest at the beginning of the term and interest periodically.

Currently, this bank is also maintaining deposit interest rates to attract market attention. In particular, online deposit products are often prioritized by individual customers thanks to their convenience and listed interest rates are often more beneficial than counter deposits.

Below is the online savings interest rate table (%/year) announced by HDBank:

Deposit 300 million VND at HDBank: The highest interest rate is nearly 50 million VND

The interest calculation formula is applied as follows:

The analysis table below shows the actual interest expected when depositing 300 million VND online at HDBank:

Thus, with a term of 36 months, the interest received is up to 49.5 million VND.

The term with the highest interest rate is 18 months (6. 10%/year), bringing an interest of 27.45 million VND.