Bank interest rates today 11/9: Sharp increase, to the highest level in the market

Short-term interest rates skyrocket

Recently, a series of banks have massively increased deposit interest rates as the demand for capital mobilization increased in the last months of the year.

Since the beginning of November, 6 banks have increased deposit interest rates, including VPBank, MB, HDBank, GPBank, BVBank and Sacombank.

In particular, MB has adjusted the deposit interest rate to increase sharply from 0.3% - 0.5%/year for terms from 1 - 18 months. The 1 - 3 month term increased by 0.4%/year, up to 3.9%/year for the 1-month term; 4%/year for the 2-month term and 4.2%/year for the 3-month term; the 4- and 5-month term increased sharply by 0.5%/year, up to 4.3%/year.

The 6-11 month term also increased by 0.5% to 4.9%/year; the 12-month term increased by 0.3%/year to 5.2%/year; the 13-18 month term increased by 0.4%/year to 5.3%/year.

Recently, MB also announced an additional donation of up to 0.8%/year when customers deposit savings online from October 28 to November 12, 2025. The condition is that customers choose a deposit term of 2 months, 3 months, 6 months, or 9 months, and receive interest at the end of the term, with a deposit of VND 30 million or more.

After being added, the interest rate customers receive is 4.8%/year for a 2-month term; 4.75%/year for a 3-month term, which is also the highest in the market for a term under 6 months; 5.7%/year for a 6 and 9-month term.

Highest special interest rate 6.5-9%

The highest deposit interest rate at banks ranges from 6-9%/year. However, to enjoy this interest rate, customers must meet special conditions.

PVcomBank applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is applying the highest interest rate of 6.5%/year for terms from 18 to 36 months, 6.3%/year for terms from 13-15 months and 6.1%/year, term of 6-8 months at 6%/year, term of 9-11 months is 6.05%/year, term of 12 months is 6.2%/year.

IVB applies an interest rate of 6.15%/year for a term of 36 months, conditions applied to deposits of VND 1,500 billion or more; ACB applies an interest rate of 6%/year for a term of 13 months receiving interest at the end of the term when customers have a deposit balance of VND 200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products. Of which, the 6-month term interest rate is 6.0%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months reach the highest level of 6.8%/year. To participate, customers need to deposit at least 100 million VND and make transactions at the counter, with the form of receiving interest at the end of the term.

Banks with interest rates from 6% do not apply special conditions

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Vikki Bank applies an interest rate of 6%/year for a 6-month term, 6.2%/year for a 12-13 month term; Cake by VPBank applies an interest rate of 6%/year for a 12-18 month term and 24-36 months; HDBank applies an interest rate of 6%/year for a 15-month term and 6.1%/year for a 18-month term; BVBank also pays 6.1%/year for a 60-month term and 6.0%/year for a 48-month term. Viet A Bank maintains a rate of only 6.0%/year for a 36-month term.

Bac A Bank applies an interest rate of 6%/year for a 12-month term; 6.1%/year for a 13-15-month term; 6.3%/year for a 18-36 month term.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.