HDBank's highest special interest rate is up to 8.1%/year
According to HDBank's capital mobilization interest rate table (savings interest rate), the highest interest rate at the counter is up to 8. 10%/year. This interest rate is applied to a 13-month term. The 12-month term also has a special interest rate of 7.70%/year.
However, this is a policy exclusively for the super VIP customer segment, applicable to minimum savings of VND500 billion or more on each savings card and only applicable to the form of interest paid at the end of the term.
"Online savings" interest rates for individual customers
For regular individual customers, the "Online Savings" product is still the optimal choice with competitive interest rates.
Since the adjustment on November 4, HDBank's savings interest rates have increased significantly.
Of which, the 18-month term currently has the highest annual interest rate of 6. 10%/year. However, to achieve the highest total actual interest rate, customers need to consider longer terms.
Below is the "Online Savings" deposit interest rate table (%/year) announced by HDBank:
Deposit 500 million VND online, how much interest will you receive?
With a deposit of VND 500 million, the interest that customers can receive for each "Online Savings" term is as follows (based on the interest rate on the table):
Thus, with a deposit of VND 500 million, if customers prioritize liquidity within 12 months, the interest received is VND 29,000,000.
However, if customers have a long-term and stable financial plan, choosing a 36-month term will bring the highest total interest, up to 82,500,000 VND.
Note: The above interest rate table is for reference only.
