VPBank increases interest rates for all terms
VPBank's mobilization interest rates have just been adjusted up for all terms. Accordingly, terms from 1-36 months increased by 0.1%/year.
After adjustment, online deposit interest rates are subject to interest at the end of the term for deposits under 3 billion VND, 1-month term is 3.7%/year; 2-5 month term is 3.8%/year; 6-11 month term is 4.7%/year; 12-18 month term is 5.2%/year; 24-36 month term is 5.3%/year.
For deposits from VND3 billion to under VND10 billion, the term of 24-36 months is 5.4%/year; the remaining terms are similar to the level of under VND3 billion.
For deposit accounts from VND10 billion to under VND50 billion, the 1-month term is 3.8%/year; the 2-5 month term is 3.9%/year; the 6-11 month term is 4.8%/year; the 12-18 month term is 5.3%/year and the 24-36 month term is 5.5%/year.
For deposit accounts of VND50 billion or more, the 1-month term is 3.9%/year; the 2-5 month term is 4%/year; the 6-11 month term is 4.9%/year; the 12-18 month term is 5.3%/year; the 24-36 month term is 5.5%/year.
Highest special interest rate 6.5-9.65%
The highest deposit interest rate at banks ranges from 69.65%/year. However, to enjoy this interest rate, customers must meet special conditions.
ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.
PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.
Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is listing the highest interest rate of 6.2% for a term of 18-36 months for deposits over 1 billion VND; IVB applies an interest rate of 6.15% for a term of 36 months, with conditions applied to deposits of 1,500 billion VND or more.
ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.
At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.
Banks with interest rates from 6%
Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.
Cake by VPBank applies an interest rate of 6%/year for 12-18 month and 24-36 month terms; HDBank applies an interest rate of 6% for 18-month terms; BVBank also pays 6.1%/year for 60-month terms and 6.0%/year for 48-month terms. VietABank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6% for the 18-36 month term.
Statistics of banks with the highest savings interest rates today:
Compare the highest bank interest rates for 3-month terms
Interest rates for savings deposits at banks for 6-month terms
For 12-month savings, which bank has the highest interest rate?
Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
