Bank interest rates today 12.9: 6-month term highest 9.2%

Cake by VPBank currently lists the interest rate for late-term deposits at 7.2%/year for terms from 6-9 months. If choosing to receive interest at the beginning of the term, monthly or quarterly, the interest rates are 6.78%/year, 7.02%/year and 7.09%/year respectively.

For terms from 10-24 months, the end-of-term interest rate is applied at 7.4%/year.

Notably, from September 1st to the end of September 30th, 2026, Cake by VPBank implements an additional 2%/year program for first-time depositors, with amounts from 100,000 VND, terms from 6-12 months and no pre-term settlement. Incentives apply to standard deposits and accumulated deposits on the CAKE BANK application.

Thus, after adding incentives, the interest rate for deposits with terms from 6-9 months can be up to 9.2%/year.

For customers who do not deposit for the first time, Cake by VPBank also applies an additional 2%/year when depositing from 5 million VND, term from 6-24 months. The remaining conditions are similar to the program for first-time depositors.

Accordingly, with the listed interest rate of 7.4%/year for terms from 10-24 months, the post-preferential interest rate can be up to 9.4%/year.

VPBank recently announced many additional interest rate programs for eligible customers. In which, VPBank Prime members receive eVouchers with an additional 1%/year and 1.6%/year for eligible online savings on VPBank NEO.

The bank is also applying an additional rate of up to 2.5%/year for deposits from 1 million VND to 300 million VND, term of 1-24 months, for eligible customers. After the incentive, the interest rate can be up to 8.7%/year for a term of 6-13 months and 8.5%/year for a term of 15-24 months.

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term