Agribank continues to lead the savings interest rate of the Big4 group
The mobilization interest rate of the Big4 group (including Agribank, Vietcombank, BIDV and VietinBank) ranges from 1.6%/year to 4.8%/year for the form of interest payment at the end of the term, applied at the counter for individual customers with a term of 1-36 months.
Agribank continues to be the bank with the highest savings interest rate in the Big4 group at all short and medium terms. The bank applies the interest rate of 2.1%/year for a term of 1-2 months, while the remaining three banks are kept at 1.6%/year. With a term of 3-5 months, Agribank listed 2.4%/year, much higher than 1.9%/year of VietinBank, Vietcombank, BIDV. At 6-11 months, Agribank also led with 3.5%/year, exceeding 2.9-3%/year at the remaining banks.
For the 12-month term alone, Vietcombank is applying 4.6%/year, lower than the 4.7%/year of the three banks in the same group. For 24 months or more, Vietcombank is still anchored at 4.7%/year, while BIDV, VietinBank and Agribank are all at 4.8%/year.
Highest special interest rate 6.5-9.65%
Currently, the highest deposit interest rate at banks ranges from 69.65%/year. However, to enjoy this interest rate, customers must meet special conditions.
ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.
PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.
Vikki Bank applies the interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND 999 billion; Bac A Bank is listing the highest interest rate of 6.2% with a term of 18-36 months for deposits of over 1 billion; IVB applies 6.15% interest rates for 36 -month term, conditions applicable to deposits of VND 1,500 billion or more.
ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.
At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.
Banks with interest rates from 6%
Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.
Cake by VPBank applies an interest rate of 6%/year for 12-18 month and 24-36 month terms; HDBank applies an interest rate of 6% for 18-month terms; BVBank also pays 6.1%/year for 60-month terms and 6.0%/year for 48-month terms. VietABank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6% for the 18-36 month term.
Statistics of banks with the highest savings interest rates today:
Compare the highest bank interest rates for 3-month terms
Interest rates for savings deposits at banks for 6-month terms
For 12-month savings, which bank has the highest interest rate?
Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
