Bank interest rates today, December 22: Sharp increase, plus interest rates up to 1.5%/year

Deposit interest rates increase massively

Since the beginning of December, 25 banks have increased deposit interest rates. Including: Nam A Bank, MB, BVBank, Saigonbank, NCB, Cake by VPBank, Techcombank, Bac A Bank, ACB, Sacombank, SHB, KienlongBank, PGBank, OCB, VCBNeo, BIDV, VIB, VPBank, PVCombank, Vietcombank, Agribank, VietinBank, LPBank, ABBank, BaoViet Bank.

In addition, many banks have also launched additional policies, pushing up deposit interest rates.

In particular, Cake by VPBank applies a preferential policy, plus a maximum of 0.6%/year for customers making first-time deposits, thereby bringing the highest interest rate up to 7.5%/year for terms from 636 months.

Techcombank adds 1%/year savings interest rate for all deposits in December 2025 for terms of 3, 6, 12 months. Thus, the highest interest rate that customers can receive is up to 7.1%/year if they meet the conditions set by the bank.

PVCombank also surprised everyone when launching a policy of adding up to 1.5%/year interest rates for customers making online savings deposits every Friday of this December.

Conditions for enjoying an interest rate of 1.5%/year, in addition to online savings on Friday, customers only need to meet the conditions for a deposit term of 12 months or more and a deposit amount of 100 million VND or more.

Thus, if they meet these conditions, PVCombank customers can receive savings interest rates of up to 7.6%/year for 12-month term deposits; 7.8%/year for 13-month term deposits.

In particular, the actual savings interest rate will be up to 8.3%/year if customers deposit for a term of 15-36 months.

Highest special interest rate 6.59%/year

The highest deposit interest rate at banks currently fluctuates around 6.59%/year, but to enjoy this interest rate, customers must meet special conditions on deposit scale.

PVcomBank applies a special interest rate of 9%/year for a term of 1213 months when depositing money at the counter, with the condition of maintaining a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 8.4%/year for deposits with a term of 13 months or more, with a minimum deposit of 999 billion VND.

Bac A Bank is applying the highest interest rate of 6.5%/year for terms of 1836 months; 6.3%/year for terms of 1315 months; 6.2%/year for terms of 12 months; terms of 68 months are at 6%/year and 911 months are 6.05%/year.

Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products, with interest rates ranging from 6.0%/year for a 6-month term to 6.8%/year for a 18-month term. The applicable condition is that the minimum deposit is 100 million VND, transacted at the counter and received interest at the end of the term.

For deposits over 1 billion VND at Bac A Bank, interest rates are increased to 6.4%/year for 68 month terms; 6.45%/year for 911 month terms; 6.5%/year for 12-month terms; 6.6%/year for 1315 month terms and 6.7%/year for 1836 month terms.

Nam A Bank applies an interest rate of 6.5%/year for a 24-month term and 6.3%/year for a 36-month term, with the condition that the deposit amount is from VND500 billion or more.

Many banks list interest rates above 6%/year without conditions

In addition to special interest rate packages, many banks are also listing interest rates above 6%/year for long terms without a minimum deposit requirement.

Vikki Bank applies an interest rate of 6.5%/year for a 6-month term; 6.6%/year and 6.7%/year for a 12-month and 13-month term, respectively. Cake by VPBank maintains an interest rate of 6.7%/year for terms from 636 months.

HDBank listed an interest rate of 6%/year for a 15-month term and 6.1%/year for a 18-month term. BVBank pays an interest rate of 6%/year for a 24-month term for online deposits; 6%/year for a 49-month term and 6.1%/year for a 60-month term when depositing at the counter. Viet A Bank maintains an interest rate of 6%/year for a 36-month term.

Bac A Bank listed interest rates at 6.5%/year for terms from 611 months; 6.55%/year for terms of 12 months; 6.6%/year for terms of 1315 months and 6.7%/year for terms from 1836 months. VCBNeo applies an interest rate of 6.2%/year for a 6-month term and terms from 1260 months. PVcomBank listed an interest rate of 6.3%/year for terms from 1536 months; Sacombank applied an interest rate of 6%/year for terms from 1836 months.

At SHB, the interest rate for 1518 month terms is 6%/year; the 24-month term is 6.1%/year and the 36-month term is 6.2%/year. ABBank listed an interest rate of 6.1%/year for terms of 36, 48 and 60 months; MB listed an interest rate of 6.4%/year for terms of 24 - 60 months.

KienlongBank applies interest rates of 6.4%/year and 6.3%/year for 6-month and 7-month terms, respectively. NCB listed interest rates at 6.2%/year for 68 month terms; 6.25%/year for 911 month terms and 6.3%/year for terms from 1236 months. OCB applies an interest rate of 6%/year for an 18-month term; 6.1%/year for a 21-month term; 6.2%/year for a 24-month term and 6.4%/year for a 36-month term. VIB applies an interest rate of 6.5%/year for a 12-month term.

PVcomBank applies an interest rate of 6.1%/year and 6.3%/year for 12-month and 13-month terms, the same rate of 6.8%/year for terms from 1536 months.

LPBank listed the interest rate at 6.1%/year for 611 month terms; terms from 1360 months at 6.2%/year. BaoViet Bank listed an interest rate of 6%/year for a 12-month term and 6.1%/year for terms from 1336 months.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month terms