Interest Rate Eximbank unexpectedly adjusted the weekend interest rate, the term under 6 months is listed at the ceiling. Accordingly, the online interest rate on the last 2 days of the week (Saturday and Sunday) is much higher than the normal online interest rate.
1-2 month term is 4.5%/year (0.5-0.6% higher/year); 3-5 month term is up to 4.75%/year (0.05-0.85% higher/year); 6 month term is 5.5%/year (0.3% higher/year); 9 month - 12 month - 15 month term is 4.5% - 5.5% - 5.7%/year respectively (equal to normal online deposit interest rate); 18-36 month term is listed up to 6.3%/year (0.4-1.1% higher/year).
Eximbank is the first bank to announce a special interest rate schedule for weekends. This interest rate schedule exists in parallel with the interest rate schedule for deposits at the counter and online.
In the market, since the beginning of October, 5 banks have increased interest rates, including: Agribank, Eximbank, LPBank, Bac A Bank and MSB. On the contrary, Techcombank is the first bank to reduce interest rates this month. Agribank also slightly reduced the savings interest rate by 0.1%/year for terms from 6-11 months.
Interest Rate PVcomBank is currently leading in special interest rates when customers deposit money at the counter, with a rate of 9.5% for a term of 12-13 months. However, the condition to receive this interest rate is that customers must have a minimum deposit balance of VND 2,000 billion.
Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.
MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.
Dong A Bank has a deposit interest rate of 13 months or more, the final interest rate for deposits of 200 billion VND or more is 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.
In addition, many banks are currently applying interest rates of over 6%/year, which are being listed by some banks for long-term deposits but do not require a minimum deposit amount.
Currently, NCB applies an interest rate of 6.15% for a 24-month term; Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term; Bac A Bank applies an interest rate of 6.05% for a 24-month term.
BVBank and Cake by VPBank also apply 6% interest rate for 24-month and 12-month terms; VRB and Dong A Bank apply 6% interest rate for 24-month terms; SaigonBank applies 6% interest rate for 13, 18 and 24-month terms, and 6.1% for 36-month terms.
Statistics of banks with the highest savings interest rates today:
Compare highest bank interest rates for 3-month term
Interest Rate for 6-month savings deposits at banks
Want to save for 12 months, which bank has the highest interest rate?
Latest update of Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
