Series of banks boldly add interest rates
ABBank applies a policy of adding an interest rate of 1.2%/year during the preferential period, bringing the deposit interest rate for a 6-month term to 7.7%/year.
NCB also adds up to 2%/year for customers depositing online savings through digital applications, with terms from 6 months or more and applicable until the end of January 31, 2026. As a result, deposit interest rates for terms of 6-8 months reach 8.2%/year; terms of 9-11 months reach 8.25%/year; and terms of 12-36 months reach 8.3%/year.
Cake by VPBank also promotes incentives when adding interest rates for online deposits. For a 6-month term, the interest rate is added from 0.2–1%/year depending on the size of the deposit, bringing the actual interest rate to 7.3–8.1%/year.
At PVcomBank, customers depositing online savings on Fridays every week are added up to 1.5%/year. With the condition of depositing a minimum of 100 million VND and a term of 12 months or more, the actual interest rate can reach 7.6%/year for a 12-month term, 7.8%/year for a 13-month term and up to 8.3%/year for a term of 15–36 months.
BVBank deploys online deposit certificate products with the highest interest rate of 7.8%/year. According to the listing, customers depositing from 10 million VND or more are entitled to an interest rate of 6.5%/year for terms of 6–9 months; 6.8%/year for terms of 12 months and 7.8%/year for terms of 15 months.
The highest special interest rate is 6.5–9.65%/year
The highest deposit interest rate at banks currently fluctuates in the range of 6.5–9%/year, but to enjoy this interest rate, customers must meet special conditions on deposit size.
PVcomBank applies a special interest rate of 9%/year for terms of 12-13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 2,000 billion VND.
MSB still applies an interest rate of 8% for customers depositing savings for a 12-month term, with deposits from 500 billion VND or more.
HDBank applies an interest rate of 8.1%/year for the 13-month term and 7.7%/year for the 12-month term, with the condition that the minimum balance is 500 billion VND.
Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of VND 999 billion.
For deposits from 500 million VND at OCB, this bank lists interest rates of 6.7%/year for terms of 12-15 months; term of 18 months 6.9%/year; term of 21 months 7%/year; term of 24 months 7.1%/year; term of 36 months 7.3%/year.
Viet A Bank applies an interest rate of over 6%/year for Dak Tai Savings product, with an interest rate ranging from 6.0%/year for a 6-month term to 6.8%/year for an 18-month term. The application condition is a minimum deposit amount of 100 million VND, transactions at the counter and interest payment at the end of the term.
For deposits of over 1 billion VND at Bac A Bank, the interest rate is increased to 6.4%/year for terms of 6-8 months; 6.45%/year for terms of 9-11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13-15 months and 6.7%/year for terms of 18-36 months.
Nam A Bank applies an interest rate of 6.5%/year for a 24-month term and 6.3%/year for a 36-month term, with the condition that the deposit amount is from 500 billion VND or more.
Many banks list interest rates above 6.5%/year without conditions
In addition to special interest rate packages, many banks are currently listing interest rates above 6.5%/year for long terms without requiring a minimum deposit amount.
Vikki Bank applies an interest rate of 6.5%/year for 6-month terms; 6.6%/year and 6.7%/year respectively for 12-month and 13-month terms. Cake by VPBank maintains an interest rate of 7.1%/year for terms from 6–36 months.
Bac A Bank lists an interest rate of 6.5%/year for terms from 6-11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13-15 months and 6.7%/year for terms from 18-36 months.
OCB applies an interest rate of 6.5%/year for terms of 12-15 months; term of 18 months 6.7%/year; term of 21 months 6.8%/year; term of 24 months 6.9%/year; term of 36 months up to 7.1%/year.
VIB applies an interest rate of 6.5%/year for 12-month terms; PVcomBank applies an interest rate of 6.8%/year for terms from 15–36 months.
PGBank applies an interest rate of 7.1%/year for terms of 6-9 months; term of 12-13 months is 7.2%/year; term of 18-36 months is 6.8%/year.
MBV applies an interest rate of 6.5%/year for terms of 6-11 months; 7.2%/year for terms of 12-36 months.
Statistics of banks with the highest savings deposit interest rates today:
Comparison of the highest bank interest rate for a 3-month term
Savings deposit interest rates at banks for a 6-month term
12-month savings deposit, which bank's interest rate is the highest?
Agribank bank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for the 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
