In the group of banks listing high interest rates, PVcomBank is leading the market with a rate of 10%/year for 12-13 month term deposits, receiving interest at the end of the term. However, this interest rate is only applied to customers depositing at the counter with amounts from 2,000 billion VND or more.
Behind is MSB with an interest rate of 9%/year for 12- or 13-month term deposits. The application condition is a newly opened or automatically renewed savings book from January 1, 2018 and having a balance of 500 billion VND or more.
At Nam A Bank, customers depositing 24-month term with a balance of 500 billion VND or more can enjoy an interest rate of up to 8.3%/year.
In addition, deposits from 500 billion VND or more with a term of 36 months, receiving interest at the end of the term, are applied an interest rate of 8.1%/year after the General Director's approval.
At Cake by VPBank, the listed interest rate ranges from 7.2-7.4%/year. From June 1-30, 2026, the bank implements an additional 1.5 percentage points program for individual customers who deposit savings for the first time from 100,000 VND or more, with terms from 6 months and no pre-term settlement. Thanks to that, the highest actual received interest rate can reach 8.9%/year.
Vikki Bank lists an interest rate of 7.9%/year for deposits from 999 billion VND or more, term of 13 months, interest paid at the end of the term. This interest rate is calculated by the listed interest rate plus a margin of 1.8 percentage points and does not apply simultaneously to other promotional programs.
Similarly, HDBank applies a special interest rate of 7.2%/year for a 12-month term and 7.6%/year for a 13-month term for customers depositing from 500 billion VND or more, receiving interest at the end of the term.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE
