Bank interest rates today 5.5: Highest interest rate of Big4

Agribank continues to lead the savings interest rate of the Big4 group

Interest rates of the Big4 group (including Agribank, Vietcombank, BIDV and VietinBank) range from 1.6%/year to 4.8%/year for the form of interest payment at the end of the term, applied at the counter for individual customers with a term of 136 months.

Agribank continues to be the bank with the highest savings interest rate in the Big4 group at all short and medium terms. The bank applies the interest rate of 2.1%/year for a term of 1–2 months, while the remaining three banks are kept at 1.6%/year. With a term of 3–5 months, Agribank listed 2.4%/year, much higher than 1.9%/year of VietinBank, Vietcombank, BIDV. At 6–11 months, Agribank also led with 3.5%/year, exceeding 2.9–3%/year at the remaining banks.

For the 12-month term alone, Vietcombank is applying 4.6%/year, lower than the 4.7%/year of the three banks in the same group. For 24 months or more, Vietcombank is still anchored at 4.7%/year, while BIDV, VietinBank and Agribank are all at 4.8%/year.

Banks with interest rates from 6%

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Cake by VPBank applies 6%/year interest rate for 12-18 months and 6.3%/year for terms 24-36 months; HDBank applies 6% interest rate for 18 -month term; BVBank also paid 6.1%/year for 60 -month term and 6.0%/year for 48 -month term. VietABank maintained 6.0%/year for a 36 -month term.

Highest special interest rate 6.5-9.65%

Currently, 12-month deposit interest rates at banks range from 69.65%/year. ABBank leads with 9.65%/year for deposits from VND1,500 billion, followed by PVcomBank 9%/year and HDBank 7.7%/year. Some banks such as Cake by VPBank, BVBank, VietABank are applying interest rates from 6%/year for 1218 month terms without requiring a large balance.

The highest interest rate is up to 7.5-9.65%, but to enjoy this interest rate, customers must meet special conditions.

ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.

PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies the interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND 999 billion; Bac A Bank is listing the highest interest rate of 6.1% with a term of 18-36 months for deposits of over 1 billion; IVB applies 6.15% interest rates for 36 -month term, conditions applicable to deposits of VND 1,500 billion or more.

ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Statistics of banks with the highest savings interest rates today:

Highest bank interest rate for 3-month term

Deposit interest rates at banks for 6-month deposits

Banks with the highest 12-month savings interest rates

Update the highest interest rate for a 24-month term