Bank interest rates today February 7th: Agribank interest rates increase sharply, to the highest level in 2 years

Agribank's interest rate hits 6%

Agribank adjusted to sharply increase the deposit interest rate schedule, applied to most terms from 1 to 24 months. Accordingly, interest rates for terms of 1-2 months increased by 0.2% to 3.2%/year; terms of 3-5 months increased by 0.2% to 3.7%/year; terms of 6-9 months increased sharply by 0.7%, to 5.7%/year; terms from 12-24 months also increased by 0.7%, bringing Agribank's deposit interest rates to reach the 6%/year mark for the first time after more than 2 years.

Thus, Agribank is the first bank to increase deposit interest rates in February 2026. Meanwhile, two banks have reduced deposit interest rates, ACB and Sacombank.

Special interest rates up to 9.65%

Interest rates in many banks are listed at high levels, up to 6.5-9.65%. However, to receive this interest rate, special conditions are required.

ABBank announced an interest rate of up to 9.65%/year for customers depositing savings for a 13-month term, applicable to deposit balances from 1,500 billion VND.

PVcomBank is also applying a special interest rate of 9%/year for terms of 12–13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 20,000 billion VND.

MSB still applies an interest rate of 8% for customers depositing savings for a term of 12 months, with deposits from 500 billion VND or more.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of 500 billion VND.

Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of 999 billion VND.

For deposit accounts from 500 million VND at OCB, this bank lists interest rates of 6.7%/year for terms of 12-15 months; term of 18 months 6.9%/year; term of 21 months 7%/year; term of 24 months 7.1%/year; term of 36 months 7.3%/year.

Viet A Bank applies an interest rate of over 6%/year for the Dak Tai Savings product, with interest rates ranging from 6.0%/year for a 6-month term to 6.8%/year for a 18-month term. The applicable condition is a minimum deposit amount of 100 million VND, transaction at the counter and interest payment at the end of the term.

For deposits over 1 billion VND at Bac A Bank, the interest rate is increased to 6.4%/year for terms of 6–8 months; 6.45%/year for terms of 9–11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13–15 months and 6.7%/year for terms of 18–36 months.

Nam A Bank applies an interest rate of 6.5%/year for a 24-month term and 6.3%/year for a 36-month term, provided that the deposit amount is 500 billion VND or more.

Many banks list interest rates above 6.5%/year without conditions attached

In addition to special interest rate packages, many banks are also listing interest rates above 6.5%/year for long terms without requiring a minimum deposit amount.

Vikki Bank applies an interest rate of 6.5%/year for 6-month terms; 6.6%/year and 6.7%/year respectively for 12-month and 13-month terms. Cake by VPBank maintains an interest rate of 7.1%/year for terms from 6–36 months.

Bac A Bank lists interest rates of 6.5%/year for terms from 6–11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13–15 months and 6.7%/year for terms from 18–36 months.

OCB applies an interest rate of 6.5%/year for terms of 12 – 15 months; 18-month term 6.7%/year; 21-month term 6.8%/year; 24-month term 6.9%/year; 36-month term up to 7.1%/year.

VIB applies an interest rate of 6.5%/year for a 12-month term; PVcomBank applies an interest rate of 6.8%/year for terms from 15–36 months.

PGBank applies an interest rate of 7.1%/year for terms of 6-9 months; terms of 12-13 months are 7.2%/year; terms of 18-36 months are 6.8%/year.

MBV applies an interest rate of 6.5%/year for terms of 6-11 months; 7.2%/year for terms of 12-36 months.

BVBank applies interest rates of 6.6%/year for 12-month terms; 6.9%/year for 15-month terms; 7%/year and 7.1%/year for 18- and 24-month terms.

Statistics of banks with the highest savings deposit interest rates today:

Comparing the highest bank interest rates for a 3-month term

Interest rates for 6-month term savings deposits at banks

12-month savings deposit, which bank's interest rate is the highest?

Agribank bank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term