Bank interest rates today: Savings interest rates increase

Mai Ánh |

The highest bank savings interest rate after Tet is up to 9.0%/year. See now the banks with the most attractive interest rates.

According to Lao Dong, on February 4, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) unexpectedly increased its deposit interest rate after having just reduced it by 0.2%/year for short-term terms previously. Currently, online deposit interest rates range from 3.35% - 4.95%/year, depending on the deposit amount and term.

The bank also applies a policy of adding 0.5%/year for the first deposit account and 0.3%/year for customers who prioritize deposits for 3-5 months. The actual mobilization interest rate can exceed 5%/year.

Bieu lai suat Techcombank cap nhat moi nhat
Techcombank latest interest rate table update

Bank pays high interest up to 9.0%

According to Lao Dong, with a special interest rate, the highest in the market is the interest rate of 9.0%/year listed at PVcomBank. PVcomBank customers will enjoy a special interest rate of 9.0%/year when having a new deposit balance of 2,000 billion VND or more.

HDBank also listed an interest rate of 8.1%/year for a 13-month term. Applicable to savings of at least VND500 billion/savings card, not applicable to mobilization in the form of initial interest or periodic interest.

Dong A Bank is listing a special interest rate of 7.5%/year for customers depositing for a term of 13 months or more, with interest at the end of the term for deposits of VND 200 billion or more, for a period of 365 days/year.

MSB currently offers a special interest rate of 7.0%/year to customers with newly opened savings books or savings books opened from January 1, 2018, automatically renewed with a deposit term of 12 months, 13 months and a deposit amount of VND 500 billion or more.

In addition, lower savings rates, from 7.0%/year, are also listed at many banks.

High interest rates with no deposit conditions

1 month term:

Eximbank is currently leading with the highest interest rate, reaching 4.5%/year (weekend). Second place is MBV, KienLongBank with 4.3%/year. Bac A Bank and OCB are in third place, applying an interest rate of 4.0%/year.

3 month term:

Eximbank continues to lead with the highest interest rate of 4.75%/year (weekend). MBV ranks second with 4.6%/year. Bac A Bank and NCB rank third, with interest rates of 4.2%/year and 4.3%/year, respectively.

6 month term:

CBBank stands out with the highest interest rate, reaching 5.85%/year, followed by KienLongBank with an interest rate of 5.8%/year. Bac A Bank ranks third with 5.55%/year. MBV and NCB follow, both applying an interest rate of 5.5%/year.

9 month term:

CBBank continues to lead with an interest rate of 5.85%/year. MBV ranks second with 5.6%/year. Bac A Bank ranks third, with an interest rate of 5.45%/year.

12 month term:

MBV and Gpbank are in the lead with an interest rate of 6%/year. Bac A Bank is in second place with 5.8%/year. CBBank is in third place, also with 6.0%/year.

18 month term:

Eximbank leads the long-term with an interest rate of 6.6%/year. Bac A Bank follows with an interest rate of 6.2%/year. MBV, Oceanbank, and KienLongBank are ranked third, with an interest rate of 6.1%/year.

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