Techcombank interest rates increase sharply, deposit 700 million VND with good interest

Mai Ánh |

Techcombank continues to adjust the deposit interest rate upward, recording the highest level of 5.05%/year. See now the interest rate you can receive if you deposit 700 million VND.

Update full Techcombank interest rates at all terms

According to Lao Dong, online savings interest rates at Vietnam Technological and Commercial Joint Stock Bank (Techcombank) currently fluctuate from 3.55% - 4.85%/year, with specific changes as follows:

1-2 month term: increased by 0.2%, currently at 3.55%/year.

3-5 month term: increased by 0.1%, currently reaching 3.75%/year.

Term 6-11 months: unchanged, maintained at 4.55%/year.

Term 12-36 months: maintain the highest interest rate of 4.85%/year.

Notably, Techcombank applies a policy of adding 0.5%/year interest rate for new savings accounts or increased balances in a month, applicable for terms of 3, 6 and 12 months. This policy officially takes effect from December 12, 2024.

As a result, the highest savings interest rates for deposits under VND1 billion at Techcombank are 4.25%/year (3-month term), 5.05%/year (6-month term) and 5.35%/year (12-month term), respectively.

For customers with a deposit balance of 3 billion VND or more, the maximum interest rate for a 12-month term is 5.45%/year.

Tron bo lai suat niem yet va lai suat sau uu dai tai Techcombank
Full list of listed interest rates and post-promotion interest rates at Techcombank

Depositing 700 million VND at Techcombank, how much interest will I receive at each term?

Readers can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit.

Thus, depositing 700 million VND at Techcombank, customers can receive the highest interest rate as follows (applicable to individual customers depositing online and depositing for the first time):

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Mai Ánh
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