According to a survey by Lao Dong Newspaper reporters at 4:30 PM on September 22, 2026, Vietcombank's savings interest rate for individual customers in Vietnamese Dong (VND) is currently listed in the range of 0.1-6%/year.
Specifically, for demand deposits, Vietcombank applies an interest rate of 0.1%/year. Short terms including 7 days and 14 days are listed at 0.2%/year.
For the 1-2 month term, Vietcombank applies an interest rate of 2.1%/year. The 3-month term has an interest rate of 2.4%/year.
For 6-month and 9-month term deposits, customers receive an interest rate of 3.5%/year. Meanwhile, the 12-month term is applied with an interest rate of 5.9%/year.
The highest interest rate at Vietcombank is currently 6%/year, applied to 24-month term deposits. Longer terms including 36 months, 48 months and 60 months are listed at 5.3%/year.
Readers can quickly calculate bank deposit interest using the following formula:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited
For example, customers deposit 500 million VND into Vietcombank with a term of 24 months, enjoying an interest rate of 6%/year. The estimated interest amount received:
Interest = 500 million VND x 6%/12 x 24 months = 60 million VND.
Thus, with a deposit of 500 million VND at Vietcombank for 24 months, customers can receive about 60 million VND in interest if the interest rate is maintained stably throughout the deposit period.
Before depositing savings, customers should refer to interest rates between banks, compare between different terms to choose a plan that suits their capital needs.
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
