Lao Dong's record on September 21st, at the counter savings channel, HDBank has the highest interest rate of 7.6%/year for the 13-month term for product LS13 type 1. For the 12-month term, product LS12 type 1 has an interest rate of 7.2%/year.
These two HDBank interest rates do not apply to general deposits. HDBank clearly states that the 12-month interest rate of type 1 is 7.2%/year and the 13-month interest rate of type 1 is 7.6%/year applied to savings of at least 500 billion VND or more/savings card, not applying early interest and periodic interest.
For general deposits, HDBank's listed interest rates are as follows:
The 1-month term has an interest rate of 3.50%/year (interest paid at the end of the term);
Term of 03 to 5 months, listed interest rate at 3.60%/year;
The 6-month term has an interest rate of 4.90%/year;
Terms from 7 to 11 months have an interest rate of 4.7%/year.
The 18-month term has an interest rate of 5.5%.
Deposit 200 million VND at HDBank: How much is the highest interest?
The interest calculation formula applies as follows:
Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365
For example, when depositing 200 million VND at HDBank, in the form of depositing at the counter, receiving interest at the end of the term, with a term of 18 months, customers receive 16,500,000 VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
