Bac A Bank has just had a new move on deposit interest rates when adding a special interest rate for individual customers depositing large amounts of money, applied from September 18, 2026.
According to the new interest rate list posted by the bank, individual customers depositing from 50 billion VND at a 12-month term are entitled to a late-term interest rate of up to 7.3%/year. If choosing to receive quarterly interest, the interest rate is 7.15%/year; receiving monthly interest is 7.1%/year.
Notably, the rate of 7.3%/year is 0.2 percentage points higher than the rate of 7.1%/year that Bac A Bank applies for a 12-month term for the bank's normal interest rate schedule, effective from July 10, 2026.
Accordingly, Bac A Bank's VND savings interest rate schedule applied from July 10, 2026 shows that, with the form of interest payment at the end of the term, the bank applies a rate of 4.75%/year for terms of 1-5 months.
The interest rate is at 7.05%/year for terms of 6-11 months. The 12-month term has the highest interest rate, at 7.1%/year. The terms of 13 months, 15 months, 18 months, 24 months and 36 months are listed at 6.95%/year.
With the form of monthly interest payment, the interest rate for terms of 2-5 months is 4.7%/year; term of 6-11 months is 6.85%/year; term of 12 months is 6.9%/year. Terms of 13-36 months are also at 6.7%/year.
For quarterly interest payments, Bac A Bank applies a rate of 6.9%/year for terms of 6 and 9 months; 6.95%/year for terms of 12 months and 6.75%/year for terms of 15-36 months.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
