MB introduces MB Hibiz smart business card: Streamlined management of international trade

MB announces new version of MB Visa Hi BIZ Business Card with outstanding incentives for corporate governance, opening international trade through strategic cooperation with Visa and the Korea External Trade - Investment Agency (KOTRA). The product was launched to meet the digital transformation trend according to Decree 70, while supporting businesses to optimize costs and improve operational efficiency in the context of smart governance.

According to MB's internal research on Vietnamese corporate spending behavior, 40% of SME businesses are still concerned about invoice management - spending control, along with the urgent need for a faster international payment solution with fewer procedures. Many SME businesses have difficulty controlling spending spread across employees or departments, especially when still dependent on the manual documentation process. The context becomes even more challenging when business operating expenses increase by 5.8-7.2% in just the first 9 months of 2025, according to the General Statistics Office.

Increasing spending management capabilities - Optimizing corporate cash flow

MB Visa Hi BIZ is positioned as a multi-functional business card, increasing spending transparency and optimizing operations. The card has a minimalist design according to MB identification, integrating two sources of money - credit and debt - providing flexibility for online advertising costs, work, reception and digital services. The new version applies a foreign currency conversion fee of 1.2% and a maximum refund of VND30 million/year. All transactions are synchronized with the BIZ MBBank ecosystem, allowing real-time cash flow monitoring, decentralization of spending by department and reducing the risk of loss.

Integrating two sources of money helps businesses optimize operations instead of spending hundreds of millions of VND per year on document processing. The card also comes with many practical incentives in essential spending groups such as administrative software (MISA, Google Workspace), work ( airfield lounge, hotel), reception and travel.

Mr. Nguyen Xuan Cuong - Deputy Director of MB Digital Banking - said that MB Visa Hi BIZ was developed from the growing demand of Vietnamese enterprises for financial transparency and cost optimization. According to him, the digital model of operating via business cards will become the standard for governance in the next few years.

B2B payments across the Vietnam - Korea border on the day

The highlight of MB Visa Hi BIZ is the ability to pay for cross-border trade via the Global Trade Payment Platform (GTPP) developed by Visa and KOTRA. This feature allows Vietnamese enterprises to pay B2B to Korean partners on the same day, instead of taking 3-5 days and having to prepare many procedures like the traditional method.

KOTRA said that Vietnam is the third largest export market in Korea, with bilateral trade turnover of more than 80 billion USD in 2024. The GTPP payment platform is expected to strongly support the SME segment - a group that often faces barriers in international payments. The representative of Visa Vietnam commented that B2B payment by business card is a global trend thanks to improved cash flow and increased financial transparency; MB's implementation of this feature helps Vietnamese businesses approach international transaction standards.

Strengthening the position of a bank leading the corporate card market

In October 2025, MB was awarded two prizes by Visa: " pioneering innovative bank promoting business cards" and "pioneering bank in B2B payment solutions for SMEs". These recognitions affirm MB's pioneering position in developing corporate financial products.

MB Visa Hi BIZ is being offered free of charge and free of charge every year. Businesses can register via MB website, MB247 hotline (1900 9045), BIZ Helper or at MB branch.