Solving tax problems in the area
Grasping the urgent need, with the orientation of accompanying the stable development of customers, SHB officially implemented the program "60 days accompanying business households - Innovation to reach the next level", focusing on supporting small traders and business households nationwide to adapt to the new tax model.
Accordingly, SHB branches in Hanoi organized a series of in-depth seminars for more than 350 traders, gathering tax and legal experts from prestigious units in each locality.
According to records, most of the questions from business households focus on how to calculate taxes based on revenue levels, especially for the group of revenue under 200 million VND/year, whether to open a separate account or not; for the group of revenue over 3 billion VND/year, the tax payable is equivalent to the enterprise or not and whether to convert the model to enjoy preferential policies. Many business households are also worried about deducting costs when lacking valid documents, for example, rental costs are only paid in cash.
Comprehensive financial ecosystem lifts the steps of small traders
When opening an account, homeowners can choose a beautiful number that is easy to remember, increasing professionalism when transacting with partners. SHB offers free online issuance of international debit cards and a refund of up to VND 3.6 million/year, which is very useful for import-export, payment or online advertising.
In addition, to encourage traders to enter digital payments, SHB gave 68,000 VND " Spent" to the first 1,000 customers to register for the Payment Line. Service package maintainers will also have more usage time; The first 500 customers who are eligible will experience the full set of Payment Loans - SIM - data for free for 1 year, helping businesses feel secure in trying new payment methods without worrying about costs.
With the need to quickly rotate capital, SHB designs a flexible business loan package, no need for collateral, sponsoring up to 85% of capital needs, up to 300 million VND, interest rate from only 0.05%/day and not calculating interest if paid in full - in line with import needs, supplementing raw materials of small traders
These supports are not attractive incentives, but what SHB builds on on real habits, real worries and real needs of small businesses, those who are entering a new period full of opportunities but also many confused.
SHB representative shared that the transition from contract tax to declaration is creating a lot of pressure for business households. Not only getting used to the new process, but also the burden of books, invoices and costs arising from complying with regulations.
"What traders need right now is not just a tool or equipment, but a companion that can explain easily, guide them step by step and help them remove very common problems in business. SHB wishes to accompany in that sense not only through financial solutions, but through listening and substantial support so that businesses can confidently step through the transition period" the representative emphasized.
In the coming time, SHB will continue to expand the support chain in many provinces and cities such as Da Nang, Ho Chi Minh City, Can Tho..., maintain a direct consulting model and add new management tools to help small traders easily adapt to tax regulations. The bank is also completing a sales software solution to integrate electronic invoice issuance and connect data directly with tax authorities - an important step to help businesses significantly reduce book processing time, limit errors and improve transparency in operations.
Looking beyond the 60-day period, SHB is building a comprehensive ecosystem for traders from payment, cash flow management, flexible loans to safe accumulation solutions, with the goal of bringing a smooth, convenient and absolutely safe experience.
