Recently, within the framework of the VISA Vietnam Customer Conference 2025 (Visa Vietnam client Forum 2025) - a special event celebrating VISA's 30th anniversary in Vietnam, held in Phu Quoc, SHB is honored to continue to be honored by the Visa International Card Organization with the award "Payment volume Growth 2025 - Bank with impressive transaction sales growth in 2025".
SHB's mark affirms the bank's progress and sustainable and effective growth in promoting spending transactions via credit cards, contributing to spreading the habit of cashless payments in the community.
As of September 30, 2025, SHB VISA credit card transaction sales accounted for 40% of total SHB credit card spending, up 40% over the same period in 2024 - an impressive figure reflecting the clear effectiveness of the card product development strategy.
To achieve this result, SHB has focused on designing new outstanding user values, personalized according to each customer group. The bank also expands the payment incentive partner ecosystem, upgrading the user experience throughout the entire journey of card use, from issuance to spending.
In particular, a series of high-end promotions and incentives have been launched, creating a strong impression on customers such as: SHB First business class lounge experience at Noi Bai airport, benefits at 23 domestic lounges, along with many attractive incentives in tourism, cuisine, resorts...
SHB representative shared: The award is a great honor and also a motivation for SHB to continue to innovate and develop modern card products, bringing practical value to customers. SHB will continue to accompany the State Bank's orientation in promoting cashless payments, helping customers transact more conveniently and safely when spending domestically and internationally."
In addition to the SHB VISA card line, SHB Credit Card Family brings experiences that meet the diverse spending needs and lifestyle of each generation.
SHB Mastercard World is for high-end customers with outstanding golf, culinary and lounge opportunities worldwide; SHB MC Cashback offers outstanding refunds when spending in the fields of supermarket, education, insurance, healthcare, fashion; SHB Truly Free targets young customers to enjoy the freedom to enjoy without worrying about hidden fees...
Along with that, SHB also offers many incentives for cardholders: direct discounts on Shopee every Saturday, incentives for using Grab, Grab Food and Grab restaurant services, incentives when spending in foreign currency, refunds on the couple days of the year, incentives for cardholders when registering to pay in installments, etc.
SHB users are increasingly experiencing a diverse, modern and convenient payment ecosystem, with outstanding features such as opening a fast card, spending after just a few minutes of registration, paying via Apple Pay/Samsung Pay, and many other smart utilities.
SHB credit card lines are built on the international standard EMV Contactless chip technology platform, integrated with advanced 3D secure authentication, providing maximum safety and security for all transactions. Customers can also proactively manage their cards 24/7 right on the SHB SAHA digital banking application to easily lock/unlock their cards, turn off online or international payment features, helping to control spending and protect their accounts more effectively.
SHB aims to become TOP 1 Bank in terms of efficiency; Most Favorite Digital Bank; Best Retail Bank and also the TOP Bank providing capital, financial products and services to private and state-owned strategic corporate customers, with supply chains, value chains, ecosystems, and green development. Vision to 2035, SHB will become a modern retail bank, a green bank, and a digital bank in the TOP of the region.
