3,500 attractive gifts for individual customers
From now until December 31, 2025, when customers register and officially experience one of the two Family Banking or S-Living product packages, SHB will offer an exclusive 3,500 Urbox E-voucher for shopping and spending experiences, with a total value of up to 1 billion VND, in addition to many other service incentives.
These are meticulously "tailored" financial solutions, becoming a powerful arm, accompanying every Vietnamese family in the journey of smart spending management, effective accumulation and profitable investment. From there, material values are nurtured along with spiritual values, connecting relatives and together creating a prosperous and happy future.

In addition to gratitude programs, SHB also adjusted its savings interest rate policy towards more competition, bringing clear benefits to customers during the period of market fluctuations.
Coming to the transaction counter channel, customers will experience a variety of savings products with flexible terms and the highest interest rate of up to 6.8%/year, which is extremely attractive. For customers who love convenience, online transaction channels are the perfect choice not to be missed. With just one touch, you can not only deposit quickly and safely but also enjoy an additional interest rate of up to 1.1%/year compared to the listed interest rate table.

These interest rate incentives not only help customers increase profits but also demonstrate SHB's consistent strategy, which is to promote smart finance, encourage digital transaction habits and bring convenient and safe experiences to users in the journey of personal financial management.
SHB representative said that through this series of meaningful programs, SHB hopes to work with customers to create sustainable values, where the spirit of smart living and modern financial management is strongly spread, realizing the philosophy of "Happy Banking" that SHB pursues.
"The 32nd Anniversary is not only a milestone to look back on the past journey, but above all, it is an opportunity for us to express our deepest gratitude to all customers who have accompanied, trusted and contributed to writing SHB's success story today. Each promotion on this occasion is a promise to continue to bring superior financial solutions, accompanying the community in the upcoming development stages," he emphasized.
Culture Accompanying and Appreciation Program
From November 13, 2025 to March 13, 2026, SHB offers a special incentive program for corporate customers called "Accompanying development - Grateful for progress" with many special incentives.
Specifically, new customers and corporate customers who meet the program's conditions will be exempted/discounted from fees when registering to open new beautiful account numbers and payment accounts. At the same time, SHB provides corporate credit card products, approves online spending limits, helping customers reduce worries about mobile capital flows.

In particular, SHB has issued more than 2,000 vouchers for service fee reduction, with a value of up to 10 million VND/voucher, to corporate customers who meet the program's eligibility requirements, helping businesses comfortably experience financial products at the counter or on the Bank's digital platform.
Throughout its development journey, SHB has affirmed its reputation and position as a leading commercial bank, a trusted partner for individual customers, corporate customers, large state-owned and private economic groups at home and abroad, and international organizations.
At the age of 32, SHB will continue to accompany shareholders, staff, customers, communities and society, with modern financial solutions and services, utilities providing abundant capital flows for the economy, firmly entering the era of national wealth and prosperity.
In its strong and comprehensive transformation strategy, SHB aims to become TOP 1 Bank in terms of efficiency; Most Favorite Digital Bank; Best Retail Bank and the leading TOP Bank providing capital, financial products and services to private and state-owned strategic corporate customers, with supply chains, value chains, ecosystems, and green development. Vision to 2035, SHB will become a modern retail bank, a green bank, and a digital bank in the TOP of the region.