The cooperation event marks a proactive, methodical and in-depth step from both sides - a leading joint-stock commercial bank and one of the most reputable tax consulting organizations, aiming to support business households to access official, complete and easy-to-understand tax information; thereby not only meeting the requirements of legal compliance, but also gradually standardizing operations, improving transparency and creating a foundation for the sustainable development of the business household sector, small and medium-sized enterprises - an important component of the private economic sector - an important driving force of the Vietnamese economy.
From January 1, 2026, more than 5 million business households nationwide will switch the form of tax payment from fixed tax to declaration based on revenue or actual income. At the same time, business households and individuals with revenue of 1 billion VND/year or more must apply electronic invoices with tax authority codes, invoices generated from cash registers connected to tax authorities. Notably, at the 10th session, the 15th National Assembly passed regulations to raise the taxable income threshold for business households and individuals to 500 million VND/year, applied from 2026. These adjustments are considered a step to realize the policy in Resolution No. 68/NQ-TW on private economic development, towards building a more transparent, professional and sustainable business environment.
In that context, the need to be systematically guided, consulted and accompanied by business households becomes more urgent than ever. The transformation is not only about fulfilling tax obligations, but also a process of changing thinking, management methods, operations and access to financial-digital tools suitable for the new development phase.
With more than 17 years of experience, the Vietnam Tax Consultancy Association gathers a leading team of experts in the field of tax policies and practices, and at the same time has strengths in propaganda, training and dissemination of tax knowledge. According to the cooperation agreement, VTCA will play the role of professional advisor, accompanying Techcombank in building and conveying accurate, updated, highly practical and suitable tax information content for business households nationwide.
On Techcombank's side, the bank will deploy a series of multi-channel and in-depth communication and consulting activities, including: guide articles on the website; information publications such as brochures, leaflets; tax question-and-answer portal; a series of podcasts in coordination with reputable press agencies; direct consulting events in localities; and at the same time train a customer relationship team to support business households to access information and solutions conveniently and effectively.
With a systemic, synchronous approach and taking customers as the center, along with professional support from VTCA, Techcombank affirms its commitment to long-term companionship with business households. Through this cooperation program, business households will be supported with oriented transformation, gradually improving management capacity, fulfilling their obligations in accordance with the law, and at the same time accessing appropriate financial - digital solutions, helping business operations operate smoothly and more effectively.
Ms. Nguyen Thi Cuc, Chairwoman of the Vietnam Tax Consultancy Association, said: "According to Resolution 68/NQ-TW on private economic development, business households need to receive substantive support to develop and gradually transform into businesses, thereby making a stronger contribution to the economy. We appreciate Techcombank's pioneering and proactiveness and commit to closely accompanying to ensure accurate and practical consulting content, contributing to supporting business households to transform in a transparent and sustainable direction, making practical contributions to the development of the Vietnamese economy in the new era.
Mr. Hoang Trong Hieu, Senior Director of Solution Development, Techcombank affirmed: "Cooperation with the Vietnam Tax Consultants Association is a strategic step in Techcombank's journey of long-term companionship with business households, especially in the current important transition period. In addition to supporting knowledge and compliance with tax regulations, we also provide comprehensive financial - digitization solutions, helping business households confidently transform, optimize operations and improve competitiveness. Techcombank will continue to promote technological advantages and partner ecosystems to become a strategic fulcrum for business households and small businesses on the path of sustainable development.
Previously, Techcombank proactively coordinated with tax authorities in many localities across the country to organize propaganda programs, seminars and practical guidance, supporting business households to access new tax policies effectively.
In parallel, the bank coordinates with a network of reputable partners to deploy a comprehensive set of solutions to support business households, including:
- Tax consultation and declaration: Free 3 months of consulting, declaration, and tax reporting services.
- Digital tools: Free 1 year of sales software, digital signatures, 2,000 electronic invoices.
- Conversion to business: Free business registration procedures and accounting software worth nearly 9 million VND.
At the same time, Techcombank also provides modern digital financial solutions such as collection through QR Code, SmartPOS, SoftPOS, account connection with eTax Mobile to pay taxes conveniently and on time, ShopCash and ShopCredit unsecured loan solutions with simple procedures, quick disbursement, meeting the capital needs of business households.
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