Sharing in a seminar organized by Techcombank, Ms. Nguyen Thi Cuc - Chairwoman of the Vietnam Tax Consulting Association (VCTA) commented: "Switching to declaration based on actual revenue not only ensures fairness and transparency but also helps business households form the habit of electronic books and invoices - a platform for better governance, easy access to credit to borrow capital and easy to become a business in the future".
In that context, Techcombank quickly deployed comprehensive support solutions, accompanying business households in the important turning point of conversion, especially in the context of the approaching Tet business season.
Business households are not alone in the new transition
Faced with the changes, business households still have many concerns about the upcoming compliance process. I was worried because I was not used to the software and was afraid of having to pay more. If I receive software support and specific instructions, I will feel more secure to focus on selling, said Ms. Lan, owner of a fashion store in Hanoi.
Also afraid that the time to complete procedures will affect business, Mr. Minh, the owner of a coffee shop in Da Nang, expects banks to provide simple tax declaration solutions and separate cash flow.
Meanwhile, Mr. Vuong, representative of a chain of food stores in Ho Chi Minh City, said that he had imported Tet goods before, but in reality, he had not met the input bills as required by the authorities. "Before the accounting books have been standardized, we really need a consulting and support unit to feel secure in doing business during the Tet season," he said.
In fact, on the journey of adapting and switching to declaration tax, business households are not alone but always accompanied by guidance from the Government, localities, grassroots tax, as well as sales software providers and banks with many timely solutions.
Recently, the tax sector has implemented a golden 60-day campaign with many policies, free online and in-person training, videos guiding declaration, issuing electronic invoices, and standard software from the Tax Department, supporting individuals and business households to convert stably, ensuring compliance with the law without interruption of operations. Businesses can contact a free consultation hotline or go to a local support point for answers to procedures and documents.
Techcombank and business households turn challenges into opportunities
Recognizing these difficulties, Techcombank has quickly implemented many comprehensive support measures, meeting the right needs, helping businesses to transform gently, comply with regulations and focus on business time during peak times. The bank has coordinated with a network of reputable partners to quickly support comprehensive solutions:
- Tax consultation & declaration: Free 3 months of consultation, declaration, and tax reporting services.
- Digital tools: Free 1 year of sales software, digital signatures, 2,000 electronic invoices.
- Converting to a business: Free business registration procedures and accounting software worth nearly 9 million VND.
In addition, Techcombank also provides modern digital financial solutions such as collection via QR Code, SmartPOS, softPOS, connecting accounts with eTax Mobile for convenient and punctual tax payment. The bank also deploys ShopCash and ShopCredit unsecured loans with simple procedures, quick disbursement, meeting the needs of investment capital and capital turnover, especially during the Tet season.
Not only providing digital solutions, Techcombank has also proactively launched a campaign to each locality nationwide to organize propaganda sessions, seminars, detailed instructions on how to use tools and explain tax policies.
Mr. Hoang Trong Hieu, Senior Director of Solutions Development, Techcombank, affirmed: As one of the leading banks in Vietnam, with its available platforms and advantages, we are committed to being a solid support, comprehensively accompanying customers from capital, tools to knowledge, helping businesses build a modern, transparent and sustainable model in the digital age.
With support from the Government, authorities, tax sectors and practical support from Techcombank, millions of Vietnamese business households are facing the opportunity to transform strongly, transparently and professionally, ready to make a breakthrough in 2026.
"Before, every time I heard about taxes, I found it complicated and afraid of making mistakes. But when the tax officer and the bank came to the place to guide me, I realized that tax declaration was not as difficult as I thought, said Ms. Lan, owner of a small restaurant in Hanoi.
Mr. Minh, a food store owner, also shared: Thanks to the installation of software and direct instructions, I see everything more clearly. Declaring taxes correctly helps the store have a transparent business history, making it easier to borrow from banks to import more goods".
Contact Techcombank immediately to receive free support: Domestic: 1800 588 822 / International: +84 24 3944 6699. Email: call_ center@techcombank.com.vn or at the nearest branch.
