Overcoming hundreds of nominations from more than 700 financial institutions in 125 countries and territories, the award has selected and honored the most outstanding organizations, typical representatives of each country and each field globally.
Accordingly, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) also became the only Vietnamese bank to be simultaneously honored as "Best Bank in Vietnam" in 2026 by three prestigious and globally influential international financial institutions including Euromoney, FinanceAsia and Global Finance. This is also the third consecutive year (2024-2026) that Techcombank has received this prestigious trio of awards.
Euromoney Awards for Excelence is the most prestigious award system in the financial industry in the world. The award is selected through an independent, strict appraisal process with global standards, implemented by a team of experienced editors and analysts.
According to Euromoney, Techcombank is highly appreciated for its solid financial foundation, risk management capacity, technological strength, brand value and customer strategy as the focus being effectively promoted. This recognition continues to bring Techcombank into the group of typical financial institutions of the region alongside names such as DBS, UOB, Maybank, BCA and Kasikornbank.
Ms. Louise Bowman, Euromoney Editor, shared: "Techcombank has consolidated its position as one of the banks with the most comprehensive business models in Vietnam. This success is the result of long-term investment in technology, data and people, helping the bank expand its customer service capabilities, increase engagement and make increasingly greater contributions to the economy.
The above assessments are clearly reflected in the business results, customer scale and operational efficiency that Techcombank has achieved in recent years. In 2025, the bank expanded its customer base by 2.7 million people, bringing the total number of customers to over 18 million. Not only increasing in scale, Techcombank also increased the level of engagement through personalized experiences on an increasingly comprehensive data platform and service ecosystem.
In the first 6 months of 2026, Techcombank's pre-tax profit reached 18.5 trillion VND, an increase of 22.5% compared to the same period. The return on total assets (ROA) continued to be in the leading group in the industry, while the bad debt ratio was maintained at 1.15%, reflecting a solid risk management foundation and sustainable growth orientation.
In the first quarter of 2026, Techcombank held the Top 1 position in the whole industry in the Brand Health Index (BEI) according to NielsenIQ's survey and achieved NPS (Customer Satisfaction Index) at 92 points, belonging to the leading group in the banking industry.
Mr. Nguyen Anh Tuan, Deputy General Director - Director of Retail Banking and Senior Banking Division of Techcombank, said: "The recognition from Euromoney affirms the long-term development orientation that Techcombank is steadfastly pursuing, based on digitization, data and talent along with customer strategy as the focus. This is the motivation for us to continue investing in core competencies, constantly innovating and creating increasingly personalized, convenient and value-added financial experiences for customers.
In 2026, Techcombank continues to expand its digital ecosystem with many major projects that are changing the industry, such as the way it has done with Zero Fee or Auto - Earn. The launch of T-Shop, a platform to support corporate customers in daily operations, Auto-Earning 2.0 was born with more than 5 million users, showing effectiveness in converting data and customer understanding into practical financial solutions.
In addition to banking operations, Techcombank is gradually realizing its strategy of building an integrated financial service platform. The development of Techcom Securities, Techcom Life and Techcom Insurance continues to strengthen the banking, investment, asset management and financial protection connection ecosystem.
Techcom Securities' successful IPO milestone and development orientation with pioneering digital products and solutions are considered an important step forward in expanding customer service capacity throughout the ecosystem. Meanwhile, in the first quarter of 2026, Techcom Life rose to lead the Vietnamese bancassurance market in terms of annual premium revenue (APE).
