Credit institutions get a 50% reduction in their required reserve ratio

    Hạ Linh |

    The SBV amends and supplements a number of regulations regulating the implementation of compulsory reserves of credit institutions and foreign bank branches.

    The SBV has just issued Circular No. 23/2025/TT-NHNN amending and supplementing a number of articles of Circular No. 30/2019/TT-NHNN dated December 27, 2019 of the Governor of the SBV regulating the implementation of compulsory reserves of credit institutions and foreign bank branches.

    Circular No. 23/2025/TT-NHNN consists of 12 Articles with main contents amending and supplementing old regulations on cases where credit institutions do not implement compulsory reserves, credit institutions are entitled to a 50% reduction in the reserve requirement ratio according to the Law on Credit Institutions No. 32/2024/QH15.

    In addition, the Circular amends and supplements the provisions in Circular 30/2019/TT-NHNN related to a number of units under the SBV to comply with the organizational structure of the SBV according to Decree 26/2025/ND-CP dated February 24, 2025. This Circular takes effect from October 1, 2025.

    At the same time, the management agency has also issued Decision No. 2977/QD-NHNN amending and supplementing a number of articles of Decision No. 1158/QD-NHNN dated May 29, 2018 on the reserve requirement ratio for credit institutions and foreign bank branches.

    The new decision removes regulations related to the reserve requirement ratio of policy banks in Decision 1158/QD-NHNN to unify with the regulation that policy banks do not have to make compulsory reserves in the Law on Credit Institutions No. 32/2024/QH15 and Circular No. 23/2025/TT-NHNN dated August 12, 2025.

    The decision takes effect from the maintenance period in October 2025.

    Hạ Linh
    RELATED NEWS
    Strictly regulate the use of idle capital and investments in credit institutions. Photo: Hai Nguyen.

    Strictly regulate the use of idle capital and investments in credit institutions

    |

    Decree No. 210/2025/ND-CP expands a number of conditions such as providing clearer and stricter regulations on the use of idle capital and investments in credit institutions.

    Bank deposits hit a record level. Photo: Hai Nguyen

    Decoding deposit record levels at credit institutions

    |

    Bank deposits reached nearly VND7.47 trillion in the first quarter of 2025. However, not all of this cash flow is residential savings.

    The amendment of the Law on Credit Institutions to completely handle bad debts is considered an important foundation to increase the capacity to provide capital for the economy and reduce capital costs. Photo: Hai Nguyen

    Amending the Law on Credit Institutions - handling bad debts, supporting growth of 8%

    |

    The draft amendment to the Law on Credit Institutions (CIs) was born in the context of bad debt increasing again, the economy set a growth target of 8%, and it is necessary to legalize the right to detain bad debt assets.

    National Highway 91 in Can Tho has a surplus of more than VND3,000 billion: Reviewing and determining the cost of site clearance

    |

    Can Tho - The investor is coordinating with relevant units to conduct a review to determine the cost of site clearance (GPMB) of the project.

    The young man showed signs of depression after throwing a water bottle from a high place in Ho Chi Minh City. Photo: Dong Hoang

    Young man throws 20-liter water bottle from the 26th floor of an apartment building in Ho Chi Minh City to the ground

    |

    HCMC - On August 14, social networks spread a clip recording the scene of many 20-liter water bottles falling from the upper floors of an apartment building, endangering people.

    Hanoi has heavy rain, people leave their meals unused and run away from flooding

    Hanoi has heavy rain, people leave their meals unused and run away from flooding

    |

    Hanoi - The heavy rain at noon on August 14 quickly turned Truong Dinh street into a river, in some places flooding nearly 30cm deep.

    SJC gold bar price today increased strongly. Photo: Phan Anh

    SJC gold bar price increases sharply, reaching a peak of 125 million VND/tael

    |

    After many sessions of struggling at a narrow range, the price of gold bars this morning (August 14) was unexpectedly adjusted by some businesses to increase sharply to 800,000 VND/tael.

    Trailer of Typical Enterprises for Workers

    28 enterprises will be honored as "Outstanding Enterprises for Workers"

    |

    The "Outstanding Enterprise for Workers" Award is scheduled to take place at 7:30 p.m. on August 15.

    Quy định chặt chẽ sử dụng vốn nhàn rỗi và các khoản đầu tư vào tổ chức tín dụng. Ảnh: Hải Nguyễn.

    Strictly regulate the use of idle capital and investments in credit institutions

    ANH HUY |

    Decree No. 210/2025/ND-CP expands a number of conditions such as providing clearer and stricter regulations on the use of idle capital and investments in credit institutions.

    Tiền gửi ngân hàng đạt mức kỷ lục. Ảnh: Hải Nguyễn

    Decoding deposit record levels at credit institutions

    Lục Giang |

    Bank deposits reached nearly VND7.47 trillion in the first quarter of 2025. However, not all of this cash flow is residential savings.

    Việc sửa Luật Các tổ chức tín dụng để xử lý dứt điểm nợ xấu được xem là nền tảng quan trọng để tăng năng lực cung ứng vốn cho nền kinh tế, giảm chi phí vốn. Ảnh: Hải Nguyễn

    Amending the Law on Credit Institutions - handling bad debts, supporting growth of 8%

    Thuận Hiền |

    The draft amendment to the Law on Credit Institutions (CIs) was born in the context of bad debt increasing again, the economy set a growth target of 8%, and it is necessary to legalize the right to detain bad debt assets.