Shaping your style with a zero-dong account
In order to optimize the digital banking experience for students, VietinBank provides a free Smart account package (free money transfer, iPay maintenance and OTT notification).
Notably, young people can freely turn their account numbers into unique "private names" thanks to the feature of placing accounts according to personal nicknames/brands completely free of charge, along with the opportunity to own beautiful accounts worth up to 5 million VND.
Not stopping there, users who activate iPay for the first time will receive a 50% discount voucher (maximum 100,000 VND) for entertainment and travel services: VNPAY Taxi, air tickets, trains, cars, movies.
In particular, from August 17 - October 11, 2026, VietinBank iPay users when participating in the promotion program "Following iPay - Gifts coming here" will have the opportunity to win a Roborock home hybrid vacuum cleaner robot, Philips air purifier, a trip to Japan for 2 people worth up to 80 million VND.
Standard spending, receiving "extremely terrible" refund privilege
Accompanying the payment account is a pair of MasterCard Eliv3 and Visa Debit Futura cards designed specifically for a dynamic lifestyle: MasterCard Eliv3 Card (Debit & Credit): Free issuance and first year annual fee.
With credit cards, students and young people can easily reduce the burden of large costs thanks to 0% installment payment incentives, up to 40% conversion fee reduction when paying tuition fees, buying electric cars or computers.
Visa Debit Futura non-physical card: "Satisfying" Gen Z with a 2% refund mechanism (maximum 150,000 VND/month) for all spending transactions that suit the taste such as watching movies, digital services, sports and online entertainment.
Support loan package - Accompanying the dream of knowledge
VietinBank supports a maximum of 100% of capital needs, with a limit of up to 50 million VND and a flexible payment period of up to 72 months, fully meeting the needs of purchasing learning equipment, means of transportation or paying tuition fees.

Through the program "Touching the starting rhythm - Steadfastly moving forward", VietinBank expects to be a solid financial support, providing smart payment tools for the younger generation to confidently take control of their lives.
Immediately explore incentives at VietinBank branch/transaction office system nationwide, access VietinBank iPay application or contact Hotline: 1900 558 868 (Email: contact@vietinbank.vn).
