Unlocking capital sources for economic growth
Established in 1988 in the context of the Vietnamese banking system transitioning to a two-level model, VietinBank is one of the pioneering state-owned commercial banks accompanying the Doi Moi (Renovation) campaign.
From a specialized industrial and commercial bank, VietinBank has gradually developed into one of the leading financial institutions in Vietnam. As of May 31, 2026, VietinBank's total assets increased by about 6% compared to the end of 2025. Outstanding loans increased by 3.8%; mobilized capital increased by 3.5% compared to the end of 2025; asset quality continues to be tightly controlled.
Promoting the role of a key state-owned commercial bank, VietinBank continuously expands the scale of capital mobilization, credit and investment to meet the capital needs of the economy. The Bank's capital is present in many important fields such as energy, processing and manufacturing industry, transport infrastructure, telecommunications, import and export, agriculture and rural areas, and many key production and business value chains. In particular, the Bank has implemented preferential interest rate programs to support promoting production, business and consumption for people and businesses with a total amount of support/interest rate reduction for customers in the first 5 months of 2026 of about 1,700 billion VND.
In addition to expanding the scale of credit, VietinBank focuses on orienting capital flows into priority sectors according to the policy of the Government and the State Bank. As of the end of May 2026, outstanding debt in priority sectors reached about 615 trillion VND, accounting for nearly 30% of the Bank's total outstanding debt. VietinBank focuses on credit for production and business sectors, strategic industries, national key projects, sectors prioritized and encouraged by the Government; and actively accompanies state-owned enterprises, FDI enterprises, private enterprises, and small and medium-sized enterprises.
In parallel with credit activities, VietinBank is constantly developing a modern financial product and service ecosystem; from payments, trade sponsorship, card services to digital banking and non-credit services, contributing to promoting non-cash payments and expanding access to financial services for people and businesses.
Firmly holding the role of a key bank in the new era
Not only excellently completing business tasks, VietinBank is also a pioneer in implementing social responsibility. In the first 5 months of 2026, the Bank has spent more than 146 billion VND on social security activities, gratitude, joining hands in building medical, educational, and housing projects for poor households...
Towards the goal of sustainable development, VietinBank is gradually integrating environmental, social and corporate governance factors into business operations; promoting credit for clean energy, green production and environmentally friendly projects. By the end of 2025, VietinBank is serving nearly 800 customers in the green development sector, with green credit balance of nearly 56 trillion VND.
In the past 3 years, VietinBank has built a Comprehensive Digital Transformation Journey based on 4 pillars: Digitalization, Data, Technology and People & Organization. More than 100 initiatives have been implemented, directly impacting business efficiency, operation and customer experience. In addition, the Bank also focuses on developing high-quality human resources, building a professional, modern working environment and improving adaptability to new market requirements.
The results achieved in business operations and sustainable development have contributed to enhancing VietinBank's position in the domestic and international financial markets. To date, VietinBank has been in the Top 2,000 largest businesses in the world voted by Forbes for 15 consecutive years; 5 consecutive times in the Top 200 most valuable banking brands globally according to Brand Finance; 8 consecutive times achieving Vietnam National Brand; 6 consecutive years being honored as "Best SME Bank in Vietnam" awarded by The Asian Banker. Recently, the Bank was nominated for honor at the Vinh Quang Viet Nam 2026 program.
Entering a new stage of development, VietinBank firmly holds its position as a key state-owned commercial bank, accompanying the Government, the State Bank, the business community and people in unlocking resources for the economy; contributing to promoting rapid and sustainable growth and enhancing Vietnam's position in the new era.
In the period 2025 - 2030, VietinBank clearly defines the goal of safe, efficient, and sustainable development; by 2030, it will be among the strongest banks in the Asia-Pacific region, and by 2045, it will be a leading bank in the region and have high prestige in the world.
