VietinBank launches a set of three Visa Debit Life Journey cards - expressing a unique lifestyle

Each card represents a unique life value, accompanying spending choices that suit personality and express values that customers cherish.

Personality is not only expressed through appearance or preferences, but also reflected in how each person chooses important values in life: investing in knowledge and health, enjoying modern life or constantly exploring new experiences.

Since then, the three versions of VietinBank Visa Debit Life Journey cards have become three ways to express the personality of the owner.

Three versions for three personality imprints

VietinBank Visa Debit Historia is for customers who appreciate the platform and aim for long-term values. The card offers incentives for spending in the fields of education, study, health and healthcare.

VietinBank Visa Debit Moderna accompanies a modern and dynamic lifestyle. The card's preferential areas focus on needs associated with daily life such as public transport, cuisine and tourism.

VietinBank Visa Debit Futura is aimed at young personalities who love technology, entertainment and new experiences. Cardholders enjoy incentives when spending at cinemas, amusement parks, sports fields, digital content products and television services.

By building three versions with different preferential groups, VietinBank Visa Debit Life Journey allows customers to choose a card that is more suitable for their needs and spending style.

Money refund according to each lifestyle

VietinBank Visa Debit Life Journey cardholders with a total accumulated spending turnover of 2 million VND/card/month will be refunded 2% of the transaction value in the preferential areas corresponding to each card version.

The maximum refund value is 150,000 VND/card type/month. Transactions eligible for refund are determined based on the type code of the card accepting unit and the regulations in the program regulations.

On the occasion of the launch, from August 21 to December 31, 2026 or until the budget runs out, customers who open new VietinBank Visa Debit Historia, VietinBank Visa Debit Moderna or VietinBank Visa Debit Futura physical cards will be refunded 100,000 VND when activated and accumulated spending from 1 million VND within the first 30 days from the date of card activation.

This offer is applied in parallel with the field-based refund feature, helping customers both receive additional value right in the early stages of use and maintain long-term refund benefits according to the chosen spending style.

Convenient and modern payment experience

All three products are Visa Platinum international debit cards, issued in physical and non-physical forms.

The collection fully meets the needs of payment for goods, services, online shopping and cash withdrawals at Visa-accepting units worldwide. Cardholders can experience modern payment methods such as Apple Pay, Samsung Pay, Garmin Pay, Click to Pay and non-contact payment technology.

Through the VietinBank iPay application, customers can proactively activate, lock cards, change PIN codes, set limits, usage scope and register for online payments. Online transactions are enhanced security with 3D Secure technology.

In addition to the separate refund policy for each version, cardholders also have the opportunity to enjoy preferential programs on shopping, cuisine, tourism and entertainment from VietinBank and Visa for Platinum cards in each period.

With three options Historia, Moderna and Futura, Visa Debit Life Journey is not only a means of payment, but also becomes a part of how each customer expresses their personality and chooses values that are meaningful to them.