After many increases in deposit interest rates, Techcombank is currently listing the highest interest rate at 6.1%/year.
Notably, the bank also applies a policy of adding 1%/year savings interest rate for all deposits in December 2025 for terms of 3, 6, 12 months. Thus, the highest interest rate that customers can receive is up to 7.1%/year if they meet the conditions set by the bank.
Previously, Cake by VPBank continued to adjust deposit interest rates up sharply. The bank increased interest rates for terms from 6-36 months by 0.2%/year, bringing interest rates for all terms to 6.7%/year, which is also the highest interest rate on the market today.
In addition, Cake by VPBank also applies a preferential policy, plus up to 0.6%/year interest rate for customers making first-time deposits. Thus, the highest interest rate that customers can receive at Cake by VPBank is up to 7.3%/year for terms from 6-36 months.
In the market, the highest deposit interest rates at some banks are up to 7-9%/year. However, to enjoy this interest rate, customers must meet special conditions.
PVcomBank applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.
Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is applying the highest interest rate of 6.5%/year for terms from 18 to 36 months, 6.3%/year with terms of 1315 months and 6.1%/year, term of 6-8 months at 6%/year, term of 9-11 months is 6.05%/year, term of 12 months is 6.2%/year.
Some banks also apply attractive interest rates such as IVB at 6.15%/year for a 36-month term, conditions applied to deposits of VND 1,500 billion or more; ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND 200 billion or more.
At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.
Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products. Of which, the 6-month term interest rate is 6.0%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months reach the highest level of 6.8%/year. To participate, customers need to deposit at least 100 million VND and make transactions at the counter, with the form of receiving interest at the end of the term.
For deposits over 1 billion VND at Bac A Bank, the bank applies an interest rate of 6.4%/year for 6-8 month terms; 6.45%/year for 9-11 month terms; 6.5%/year for 12-month terms; 6.6%/year for 13-15 month terms; 6.7%/year for 18-36 month terms.
Nam A Bank applies an interest rate of 6.5%/year and 6.3%/year for a term of 24 months and 36 months, receiving interest at the end of the term. Conditions apply to deposits of VND500 billion or more.
