Credit
Developing a modern and sustainable credit information system in the digital age
|
The Party Committee of the National Credit Information Center of Vietnam (CIC) is actively preparing for the 2025-2030 Congress, in harmony with the competitive atmosphere to welcome the Party Congresses at all levels, towards the 14th National Party Congress.
Policy credit changes the mountainous areas of Bac Kan
|
Determining poverty reduction as a key goal in the socio-economic development strategy, Bac Kan province has effectively mobilized many resources, in which social policy credit plays an important role in helping people escape poverty and stabilize their lives.
Green transformation requires appropriate credit support policies
|
Experts emphasized the role of credit guarantee and capital mobilization policies in supporting businesses in green transformation.
Arranging the apparatus must maintain the customer network
|
The Deputy Prime Minister noted that the Social Policy Bank needs to diversify low-cost capital sources to serve poor households, and reorganize the apparatus to maintain customer networks.
Mekong Delta businesses propose solutions to overcome difficulties when borrowing capital
|
Mekong Delta - Many businesses analyzed difficulties in borrowing capital, thereby recommending preferential lending interest rate policies.
Ministries and branches must consider the difficulties of enterprises as theirs
|
The Prime Minister requested that people and businesses be the center, considering the difficulties of people and businesses as their difficulties to support and accompany.
Prime Minister notes on the issue of wages and capital increase for businesses
|
The Prime Minister noted the issue of decentralization, cadre work, salary policies, increasing charter capital for state-owned enterprises, and accepting risks.
Completing the legal aspects of personal data, avoiding credit risks
|
Commenting on the draft Law on Personal Data Protection, some banks hope to receive clear and detailed instructions on not being allowed to buy and sell credit information.
Strictly prohibiting free commercial banks from increasing interest rates
|
The Prime Minister requested a strict ban on free commercial banks increasing interest rates without direction, unfair competition, and inequality.
Some banks lend based on future assets
|
According to Mr. Nguyen Van Than, only about 30-35% of small and medium-sized enterprises can access bank loans with existing mortgaged assets.
Must remove the bad element from the banking system
|
The Prime Minister requested to remove the bad element from the banking system, unable to push customers into difficult circumstances and profit from customers.
Standing Government works with 20 banks
|
The Prime Minister proposed taking bank leverage to promote and exploit different potentials, outstanding opportunities, competitive advantages, creating the motivation for the country's development.
Strict credit control with potential risks
|
The Government requires strict credit control for potential risk areas; focus on credit investment in key projects.
Prime Minister requests simplification of consumer loan procedures
|
The Prime Minister requested to simplify procedures for borrowing capital and consumer loans, creating favorable conditions for people and businesses to access loans.
Credit growth on the rise
|
Credit growth is forecast to improve in the final period of the year when capital demand increases.