On 11.2, Member of the Politburo and Prime Minister Pham Minh Chinh chaired the Standing Committee of the Government to work with commercial banks.
According to the Government portal, concluding, the Prime Minister assessed the banking industry, in which commercial banks have contributed significantly to maintaining macroeconomic stability, controlling inflation, promoting Growth, ensure large balance and control overspending, government debt, public debt, foreign debt of the country within the limits.
The bank shared with people and businesses, reducing their profits to reduce lending rates; participate in compulsory transfer of some banks; better control of bad debts than previous years; Participate in BOT projects, large projects of the Government and businesses.
The Prime Minister said that banks need to share with people and businesses when facing difficulties, sacrificing part of their profits to do this.
With the goal of credit growth of over 16%, the Prime Minister suggested that the banking industry, commercial banks must pioneer in promoting growth, inflation control and macroeconomic stability.
The Prime Minister pointed out that it is necessary to reduce costs, reorganize more effectively and especially sacrifice a part of profits to reduce lending rates, support the economy, people, businesses, create, create livelihood for the people.
Consumer credit packages and credit packages are needed for key industries to solve many jobs, restructuring the economy; preferential credit for priority industries, fields and subjects; Credit for BOT projects, public -private partnerships; Credit removes difficulties in real estate projects ...
The State Bank and commercial banks must pioneer in digital transformation, application of science and technology and innovation; Take pilot measures to deploy and manage virtual banks.
Promote the reduction of administrative procedures, troubles, harassment, negative manifestations, anti -corruption, waste in banking activities, reducing bad debts, facilitating people and businesses
The State Bank, commercial banks researched, continued to have preferential credit packages for both supply and demand to develop social housing and housing for young people aged 35 and less, housing for those for those. difficult subjects; Actively contribute to erasing temporary houses and dilapidated houses across the country.
According to the head of the Government, business banks must be profitable but in addition to profits, they must bring common benefits to the country, because "floating water is floating".
In particular, the Prime Minister noted that the removal of difficulties and obstacles for the outstanding and prolonged projects caused the waste of private businesses and supporting small and medium enterprises because these businesses occupied. Very large proportion, solving many jobs.
I hope that the banks will operate in accordance with the law, contribute to the prevention and anti -corruption, negative, harassed, the Prime Minister stated that the recent violations related to bonds have a responsibility of banks.
This needs to review and reorganize business ethics, must remove the bad element from the banking system, cannot push customers into difficult circumstances, profiteering from customers. The inspection agency of the banking industry also needs more efficient operation.
The Prime Minister assigned the Prime Minister Ho Duc Phoc to directly direct, the Governor of the State Bank Nguyen Thi Hong urgently developed the dossier and submitted to the National Assembly in the next May meeting for the Law on Resolution No. 42 /2017/QH14 of the National Assembly on pilot handling bad debts of credit institutions.
At the same time, amending regulations related to increasing capital for state -owned commercial banks to ensure healthy competition with joint stock commercial banks.
