On the afternoon of May 17, the National Assembly discussed at the Group on the Law on Amending and Supplementing a number of articles of the Bidding Law; Law on Investment by the method of public -private partnership; Customs Law; Law on Export and Import Tax; Investment Law; Law on Public Investment; Law on management and use of public assets.
After giving his opinion on the contents of the program, General Secretary To Lam also gave his opinion on the Law on Credit Institutions.
Regarding the banking system and credit institutions, the General Secretary emphasized that they have been handled a lot but have not been handled completely, to the point of being afraid of affecting the security of the monetary system.
Stating this issue as very important, the General Secretary said that if people lose faith in the credit system, do not borrow, do not lend, it will be difficult.
"There are some criminals who take advantage of the banking mechanism, collect money from the people, bring it back to their businesses for disruption and loss of capital. How does the State spend the budget to compensate? But if they go to prison and die, what is the people's money like", the General Secretary cited.
The General Secretary also noted that people cannot send their savings and savings to the bank until now and cannot collect them back. Because this is legal savings that people deposit at banks, the credit system has been allowed by the state. These are problems that need to be solved and calculated.
In a nutshell, the General Secretary emphasized how to manage to avoid these errors and violations in the credit institution system.
According to the General Secretary, credit institutions must truly serve production and business and mobilize social resources. Social resources are huge, many people do not know how to invest in stocks, so the healthiest thing is to deposit savings, contribute a small part of their efforts to build the country, each month with a profit to increase personal income.
The General Secretary emphasized that it is necessary to mobilize all the people's efforts, not to let money go to waste. If people do not trust credit institutions, deposit money at home; the credit system does not serve production and business, borrow capital, access is very difficult, businesses cannot borrow... and create black credit.
"If red credit cannot develop, black credit will have more opportunities. Because people have needs, need to spend, need to borrow to do business, and need capital to do business. At that time, if the bank requires very difficult requirements, mortgages, complicated procedures, and a percentage, they will borrow black credit," said the General Secretary, requiring the credit system to be healthy, mobilize capital from the people, and truly serve businesses.
The General Secretary also emphasized that although the State issues regulations and institutions, it must ensure the rights of the people because this is a legal activity. The State must control the activities of credit institutions and ensure their legitimate rights.
"It is very difficult for businesses and people to access bank loans. The Law on Credit Institutions must overcome and overcome these shortcomings. These are very urgent matters," the General Secretary emphasized.
