The WGC announced a plan to test the Pooled Gold Interests (PGI) model in London (UK) from early 2026. PGI will allow investors to own gold in small-scale splitting, trade in real time and be guaranteed by physical gold reserves. All transactions are recorded on blockchain, ensuring transparency and traceability.
According to Mr. David Tait - WGC General Director, the goal is to "standronize the digital layer of gold, so that popular financial products in other markets can be directly applied to the gold market". In other words, PGI is like a digital passport for gold, inspired by gold ETFs or stablecoin with precious metals.
The London gold market currently operates mainly under two mechanisms: allocated (specific ownership of each gold bar, safe but expensive) and unallocated (more flexible but risky partner). PGI is designed as a third approach: Not only ensuring physical ownership, but also taking advantage of liquidity and asset mortgages.
For banks and investment funds, digital gold opens up opportunities to turn precious metals from a "standing asset store" into a dynamic financial instrument. mortgaging, dividing and transferring ownership rights has become easier, meaning capital flows can be rotated faster.
However, not everyone is excited. Adrian Ash, research director at Bullion Va Vault, said: Gold is already a superior asset, it seems like a problem-finding solution rather than a problem-solving one.
Another big difficulty is the legality. Is digital gold considered a security or a derivative? Each country has a different approach, creating a patchwork picture and risks for cross-border deployment.
Despite many barriers, digital gold is still attracting attention, especially from the younger generation of investors. The HSBC survey in 2025 shows that 41% of rich investors plan to buy gold in the next 12 months, of which 28% are directly interested in digital gold.
However, experts say that digital gold is unlikely to replace traditional roles. Global central banks currently hold about 36,000 tons of gold, adding more than 1,000 tons each year.
In Asia and the Middle East, gold jewelry still accounts for a large proportion of consumer demand, both as an asset and a cultural element.
In the UK, gold bars and gold bars are not only valuable for their store value but are also highly appreciated for their handicraftsmanship.
According to the WGC, the most likely outlook is to go ahead: physical gold continues to play a protective role against inflation and financial instability, while digital gold brings liquidity, low investment costs and fast payment speeds.
The world gold price was listed at 6:00 a.m. on September 7 at 3,551.1 USD/ounce.
Regarding domestic gold prices, the price of SJC gold bars was listed by DOJI Group at 133.9-135.4 million VND/tael (buy in - sell out). Bao Tin Minh Chau: 133.9-135.4 million VND/tael. Phu Quy Gold and Gemstone Group: 132.9-135.4 million VND/tael.
