According to a report by the State Bank, Vietnam currently has more than 110 million active payment cards, of which deposit cards account for the majority and are the most popular card type. Not only convenient, debit cards are becoming an indispensable "companion" in the consumption habits of young people thanks to the ability to integrate technology and attractive incentives.
With the advantage of quick payment, users can easily spend anytime, anywhere with just a phone or smartwatch with an integrated card.
In particular, many banks also offer attractive refund programs, ranging from 5% to 20% of transaction value in many areas such as food, movies, entertainment and shopping, helping cardholders optimize benefits from each payment, serving personal or work payment needs, domestically and internationally.
Thanks to these advantages, debit cards are increasingly "scoring" with consumers, affirming their position as a smart spending method prioritized by the younger generation.
In addition, accompanying the Government and the State Bank in promoting the wave of cashless payments, banks are constantly launching a series of card lines with many optimal incentives to the market.
For example, OCB has developed and launched many modern debit card lines to bring a quick, convenient and practical experience to customers.
One example is the OCB Mastercard Passport Debit card, known as a professional "tailored" card line for special customers with regular international payment needs. Specifically, the card offers a preferential fee for handling overseas online transactions of only 1.2% (applicable to activities such as Google advertising, Facebook, or shopping on international e-commerce platforms).
This preferential fee helps customers significantly reduce costs, while ensuring quick international payments, especially suitable for customers who need to advertise on social networking platforms, helping them to deploy many campaigns at the same time effectively.
Or with the OCB Natural domestic debit card, it will be a modern domestic payment tool, meeting all daily shopping spending needs, suitable for customers with domestic spending needs.
In addition, the most prominent of the bank's debit card lines is the OCB JCB debit card line, in this card line, users can save more when spending at supermarkets and convenience stores with a refund of 2% up to VND 3,600,000/year.
In particular, when participating in the program "Last weekend, chill with OCB JCB card!), customers will receive a discount of up to 30% every Saturday and Sunday at the brands: Trung Nguyen Legend Coffee, KOI The, KOI Cafe, AEONESHOP, due, FPT Shop, PNJ and pandora; or an attractive refund program of up to 150,000 VND exclusively for OCB cardholders at Chang - Modern Thai Cuisine, lasting from now until March 31, 2026.
Along with the development of technology, OCB debit cards not only help young people spend safely and quickly but also create conditions to enjoy a smart life with many practical incentives.
In addition, users can also install transactions, track refund history, convert transaction installments, outstanding loans, incentives according to usage needs, to the service of listening to opinions and supporting customers quickly right at the "Card Service" utility center on the OCB OMNI application.
All to build a safe and smart card journey, gradually upgrading, connecting the card with the unique and dynamic personal life of each cardholders.
