Balancing school start-up spending with appropriate financial solutions
In recent days, after universities successively announced benchmark scores and admission lists for 2026, this is also the time when many new students and parents enter a new cycle with tuition fees, rent, accommodation, travel to purchasing learning equipment...
A survey by the Statistics Office in 2024 shows that the average cost of education and training for a person going to school reaches more than 9.5 million VND/year, an increase of 36.3% compared to 2022. In the expenditure structure, tuition fees and related expenses account for 41.1%, extra classes account for 21.4% and other education expenses account for 19.3%. For students studying far from home, the total budget to be prepared also includes many expenses outside of direct education such as rent, meals, travel and learning equipment.
This reality is clearly felt by Thanh Phong, a student at Ho Chi Minh City University of Physical Education and Sports, when preparing to enter independent life: "Only when preparing to enroll did I see that tuition fees alone are quite high, and in addition to tuition fees, there are also expenses for uniforms, insurance, textbooks or rent, food, travel and other living expenses.
In addition, the current context also shows that consumers are increasingly cautious about spending, and the school opening season is also a time when many purchases arise at the same time, further putting pressure on household budget balance.
Faced with that pressure, formal consumer finance solutions can be seen as timely support, helping consumers balance and proactively manage cash flow, reduce pressure on large expenses, and at the same time offer many choices of payment and installment methods.
FE CREDIT offers preferential interest rates and a promotional series of more than 2.5 billion VND
Grasping this need, from August 1st to October 31st, 2026, FE CREDIT is implementing the preferential program "Just nod to your child, and leave it to FE CREDIT!" nationwide, with a total preferential value of over 2.5 billion VND. For customers who need to find flexible cash solutions to serve their studies, tuition fees or cover expenses at the beginning of the school year, customers can access loans and preferential programs through many channels, among which the FE ONLINE 2.0 multi-tasking financial application stands out.
Notably, customers who successfully register a flexible cash deposit through FE CREDIT credit cards with a value of 20 million VND or more, through the advice of FE CREDIT specialists from the switchboard or official media channels, have the opportunity to participate in the lucky draw program to win a Samsung Galaxy Tab A9 Plus 5G tablet.
In addition to cash solutions, FE CREDIT also expands financial support packages, attractive interest rate incentives for young customers aged 18-20 who need to buy motorbikes, phones and mobile phones for study and living. Not only deployed in major cities, customers nationwide can also access preferential packages and participate in sales consulting activities, games to receive gifts... organized in combination with motorbike dealership partners in many provinces and cities.
In addition, FE CREDIT also continues to coordinate with major partners such as FPT and Viettel to implement direct discount programs or give Urbox e-vouchers when customers buy new iPhones, laptops or tablets.
In parallel with the live channel, FE CREDIT is also promoting the expansion of consulting activities on digital platforms and livestreams. According to FE CREDIT representatives, with the message "Just nod to your child, leave it to FE CREDIT!", the business hopes that each nod of parents will no longer be accompanied by too many worries, but become an encouragement for children to boldly embrace new opportunities for the journey of maturity and realize their dreams.
