On September 5, 2026, An Binh Commercial Joint Stock Bank (ABBank) officially launched An Gia Accumulation Solution - a pioneering financial solution with three outstanding values accompanying customers: flexible deposits according to capacity, increasing accumulated value through interest rate commitment investment and accompanying health protection for customers with health insurance throughout the accumulation process.
Accordingly, customers choose the goal of accumulation over a suitable period of time (from 1-10 years) with a minimum starting point of 50 million VND and a minimum accumulation of 5 million VND/month.
Customers maintain monthly accumulated financial discipline and choose a savings and/or investment allocation ratio according to the principal amount contributed. With the amount saved, customers will enjoy a fixed savings interest rate of 7%/year for the first year, and with the amount invested, customers will enjoy a higher interest rate according to the notification of the partner cooperating with ABBank at each application time.
Customers will not be deducted any management fees. In addition, customers also have the right to a health insurance package throughout the accumulation period with a payment level of up to 3 million VND/day of hospitalization. Accumulation options are proactively implemented and easily managed by customers through the ABBank digital banking application.
A financial plan, three accompanying values
An Gia Accumulation is a pioneering financial solution that empowers customers to actively choose and build an accumulation plan suitable for their goals and financial situation through three outstanding values.
Flexibility according to reality: Depending on income and personal/family reality, customers can choose the target amount of money to accumulate in the future. Customers can choose a participation period from 1 to 10 years, and be able to proactively adjust the amount of contribution according to their actual financial capacity; the minimum amount for the first time is from 50 million VND and the minimum is from 5 million VND accumulated monthly.
This flexibility helps customers both maintain financial discipline and proactively adapt when the source of money changes during the plan implementation process.
Increase accumulated value, ensure investment efficiency: The outstanding difference of the solution lies in the way customers' accumulated money is operated. The ratio of allocation between savings and investment is decided by the customer himself. The savings part creates a stable foundation, while the investment part will help increase cash flow value.
In the investment item, the profit margin is committed to be fixed annually by ABBank's partners to optimize profitability, helping customers balance between growth expectations and peace of mind for a long-term plan.
Peace of mind for health - accumulation protection: a humane value from ABBank sent to customers through the An Gia accumulation solution. Accordingly, customers participating in the solution also have the right to health care insurance benefits when sick without deducting from savings - investment funds, helping to protect and optimize accumulation goals.
Depending on the choice plan, customers can enjoy insurance benefits up to 150% of the accumulated principal balance, up to 30 billion VND, along with hospitalization allowance benefits up to 3 million VND/day, up to 180 million VND/year and protection time up to 71 years old. This benefit creates an additional layer of protection, helping customers feel secure when needing health care.
Proactively creating a solid financial future
An Gia Accumulation Solution is a specific action for ABBank to realize the "Happiness-Creating Bank" positioning with customers. ABBank believes that to create a happy future, a solid financial foundation is an important factor determining that.
However, to have a large amount of money to serve different needs in the future: retirement, investing in education for children, or simply buying a car, changing houses... is being accumulated by most customers from monthly income. An Gia accumulation is a solution to help customers optimize that accumulation, implement financial discipline and bring outstanding added values.
Mr. Dan Ngoc Anh - Director of Personal Customer Division of ABBank said: "An Gia Accumulation shows a shift in ABBank's way of serving customers: from providing each product to building solutions according to long-term goals, accompanying customers to realize future plans into plans starting from today".
On the occasion of the launch of An Gia Accumulation Solution, ABBank offers 2,000 special edition silk scarves for the first customers. Gift quantity is limited and applies according to program regulations.
The rights, conditions for participation and contents related to An Gia Accumulation are applied according to ABBank's regulations at each period.
