Full set of current Vietcombank interest rates
According to the latest interest rate table, Vietcombank applies a variety of savings interest rates depending on the deposit term:
No term: 0.1%/year.
Short term (1 month, 2 months): 1.6%/year.
3-month term: 1.9%/year.
6-month and 9-month terms: 2.9%/year.
12-month term: 4.6%/year.
Long term (24 months, 36 months, 48 months, 60 months): 4.7%/year.
Online savings interest rates
Online savings via Vietcombank's digital banking application bring many conveniences. The online depositing process is quite fast, without having to go to the transaction counter, customers can deposit money anytime, anywhere through the digital banking application.
Calculating Vietcombank savings interest rates
With a deposit of 100 million VND, the interest you receive will depend on the deposit term and the applicable interest rate.
Although the current interest rate is somewhat lower than previous years, Vietcombank is still one of the safe and reliable options with a diverse portfolio of savings products.
To optimize profits, you can choose the appropriate term. Long terms of 12 months or more have higher interest rates, up to a maximum of 4.7%/year. Readers can also use online services, taking advantage of preferential interest rates when depositing savings via online channels.
In addition, readers can refer to the interest rates of some other banks
The highest interest rate for 12-month terms is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.
PVcomBank leads with a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. The 18-month term is subject to a 6% interest rate.
MSB listed an interest rate of 8%/year for a 13-month term and 7%/year for a 12-month term. The condition is that the minimum deposit is 500 billion VND from newly opened or automatically renewed savings books from January 1, 2018.
Dong A Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND200 billion.
Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.
Eximbank applies an interest rate of 6.2-6.5%/year for long terms from 15-34 months; BVBank applies an interest rate of 6.05%, 12-month term, 6.25% for 15-month term, 6.35% for 18-month term and 6.45% for 24-36 month term;
IVB applies the highest interest rate of 6.45%/year for a term of 5 - 15 years, 6.25%/year for a term of 48 months, 6.15%/year for a term of 36 months and 6.05/year for a term of 12 months; KienLong Bank applies an interest rate of 6.1% for a term of 12-24 months, 6.3% for a term of 36 months and 6.4% for a term of 60 months;
GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for a term of 12-18 months and 6.3%/year for a term of 24-36 months; OceanBank applies an interest rate of 6.1% for a term of 24 months;
VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 18- and 24-month term at 6%/year, 6.1% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
