Agribank interest rate, deposit 300 million VND and receive up to 28.8 million VND

Update deposit interest rates at Agribank

Below is the table of savings interest rates for individual customers at the Bank for Agriculture and Rural Development of Vietnam (Agribank) on February 15, 2025:

How to receive interest if you deposit 300 million VND at Agribank

Formula for calculating bank deposit interest:

With a deposit of 300 million VND at Agribank, customers can receive the following interest:

Note that the above interest amount is calculated using the interest payment method at the end of the term and is for reference only. For the most detailed and updated information, customers should contact the nearest Agribank branch directly or visit the bank's official website.

Some banks with the highest interest rates

The highest interest rate for 12-month terms is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, the 18-month term is subject to a 6% interest rate.

MSB listed an interest rate of 8%/year for a 13-month term and 7%/year for a 12-month term. The accompanying condition is a minimum deposit of VND 500 billion from newly opened or automatically renewed savings books from January 1, 2018.

Dong A Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND200 billion. The 24-month term is subject to an interest rate of 6.1%/year.

Bac A Bank has the highest interest rate of 6.2%/year for a term of 18-36 months, with a deposit of over 1 billion VND.

Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.

Eximbank applies an interest rate of 6.2-6.6%/year for long terms from 15-34 months; BVBank applies an interest rate of 6.05%, 12-month term, 6.25% for 15-month term, 6.35% for 18-month term and 6.45% for 24-36 month term;

IVB applies the highest interest rate of 6.45%/year for a term of 5 - 15 years, 6.25%/year for a term of 48 months, 6.15%/year for a term of 36 months and 6.05/year for a term of 12 months; KienLong Bank applies an interest rate of 6.1% for a term of 12-24 months, 6.3% for a term of 36 months and 6.4% for a term of 60 months;

GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for 12-18 month terms and 6.3%/year for 24-36 month terms; OceanBank applies an interest rate of 6.1% for 24-month terms;

VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 18- and 24-month term at 6%/year, 6.1% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.