According to a survey by Lao Dong Newspaper reporters on January 19, 2026, Agribank's savings interest rate for individual customers is currently listed at 0.2 - 5.3%/year.
Accordingly, for terms of 1-2 months, Agribank lists interest rates at 2.6%/year. For terms of 3-5 months, Agribank lists interest rates at 2.9%/year.
Savings interest rates at Agribank for terms from 6 - 11 months are at 4%/year. Customers depositing money from 12 - 18 months receive the highest interest rate of 5.2%/year. For terms of 24 months, Agribank lists the highest interest rate, at 5.3%/year.
Customers who deposit cash and payment deposits will receive interest at 0.2%/year.
Readers can quickly calculate bank deposit interest using the following formula:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited
For example, deposit 200 million VND into Agribank, with an interest rate of 5.3% for a 24-month term. The interest you receive is estimated at:
Interest = 200 million VND x 5.3%/12 x 24 months = 21.2 million VND
Before depositing savings, readers should compare savings interest rates between banks, interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
