Update deposit interest rate at Agribank
Vietnam Bank for Agriculture and Rural Development (Agribank) is listing interest rates around the threshold of 2.2 - 4.8%/year depending on the deposit term.
Below is a savings deposit rate table for individual customers at Agribank on 9.2.2025:


Send 250 million VND at Agribank
Formula for calculating bank interest:
Interest = deposit x interest (%)/12 months x term deposit
With a deposit of VND 250 million at Agribank, customers can get the following interest:

Note the above interest is calculated by the method of interest payment at the end of the period and for reference. For the most detailed and updated information, customers should contact the nearest Agribank branch or visit the bank's official website.
Some banks have the highest interest rate

The highest interest rate for 12 months up to 7-9%, but to enjoy this interest rate, customers must meet the special conditions.
PVcomBank led with a special interest rate of 9%/year for a term of 12-13 months when sending money at the counter. Applicable conditions are customers who must maintain a minimum balance of VND 2,000 billion.
HDBank applies interest rates 8.1%/year for 13 -month term and 7.7%/year for 12 -month term, provided that maintaining a minimum balance of VND 500 billion. In addition, the 18 -month term is applied by 6%.
MSB listed interest 8%/year for 13 -month term and 7%/year for 12 -month term. The accompanying conditions are the minimum deposit of VND 500 billion from new open savings books or automatically renewed from January 1, 2018.
Dong A Bank applies the interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND 200 billion. The 24 -month term is applied by the interest rate of 6.1%/year.
Bac A Bank has the highest interest rate of 6.2%/year for a term of 18-36 months, with a deposit of over 1 billion dong.
Meanwhile, many banks listed interest rates over 6%/year for long deposit terms but no minimum deposit required.
Eximbank applies the interest rate of 6.2-6.6%/year for terms of 15-34 months long; BVBank applied 6.05% interest rates, 12-month term, 6.25% for 15-month term, 6.35% for terms of 18 and 6.45% for terms 24-36 months;
IVB applies the highest interest rate of 6.45%/year for terms of 5 - 15 years, 6.25%/year for 48 -month term, 6.15%/year for terms of 36 months and 6.05 /year for 12 -month term; Kienlong Bank applies an interest rate of 6.1% for 12-24 months, 6.3% for 36-month term and 6.4% for 60-month term;
GPBank applies the interest rate of 6.05%/year for 12-month term and 6.15%/year for terms of 13-36 months. Cake by VPBank applies 6%/year interest rate for 12-18 months and 6.3%/year for terms 24-36 months; OceanBank applied 6.1% interest rate for 24 -month term;
VRB and Dong A Bank applied 6% interest rates for 24 -month term; VietABank applied 6% interest rate for 36 months; Saigonbank applies 6% interest rates for terms 13, 18 and 24 months, 6.1% for 36 -month term; HDBank applies 6% interest rates for 15 -month term and 6.1% for 18 -month term; BAOVIET Bank applies 6% interest rates for terms 15, 18, 24 and 36 months; ABBank applies 6% interest rate for 12 -month term; CB applies 6% interest rates for terms of 12 months or more.
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