BIDV interest rates, savings of VND 500 million and receiving nearly VND 74 million

Updated BIDV savings interest rates on September 6, 2025

According to a survey by Lao Dong, BIDV is listing savings interest rates for individual customers with 1 and 2 month terms at 2%/year. For 3 - 5 month terms, BIDV lists interest rates at 2.3%/year.

Savings interest rate at BIDV for terms from 6 - 11 months is 3.3%/year. Customers depositing for 12 - 18 months receive the highest interest rate at 4.7%/year; from 24 - 36 months receive the highest interest rate at 4.9%/year.

How to receive interest if you deposit savings at BIDV?

Forms for calculating interest when depositing in bank savings, readers can refer to:

People deposit 100 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

100 million VND x 4.9%/12 months x 36 months = 14.7 million VND.

People deposit 200 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

200 million VND x 4.9%/12 months x 36 months = 29.4 million VND.

People deposit 300 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

300 million VND x 4.9%/12 months x 36 months = 44.1 million VND.

People deposit 400 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

400 million VND x 4.9%/12 months x 36 months = 58.8 million VND.

People deposit 500 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

500 million VND x 4.9%/12 months x 36 months = 73.5 million VND.

People deposit 1 billion VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

1 billion VND x 4.9%/12 months x 36 months = 147 million VND.