BIDV interest rate today, deposit 400 million VND and get 63.6 million VND

Thạch Lam |

According to a survey by Lao Dong on March 4, 2026, BIDV applies a savings interest rate framework for individual customers in the range of 0.3-5.3%/year.

Update on BIDV savings interest rates on March 4, 2026

According to Lao Dong's survey, BIDV is listing savings interest rates for individual customers with terms of 1, 2 months at 3%/year. For terms of 3-5 months, BIDV lists interest rates at 3.4%/year.

Savings interest rates at BIDV for terms from 6-11 months are at 4.5%/year. Customers depositing for 12 months receive an interest rate of 5.2%/year; from 13-36 months receive the highest interest rate at 5.3%/year.

Biểu lãi suất tiết kiệm BIDV ngày 4.3.2026. Ảnh: BIDV
BIDV savings interest rate table on March 4, 2026. Photo: BIDV

How do you receive interest when depositing savings at BIDV?

Formula for calculating interest when depositing bank savings, readers can refer to:

Interest = Deposit amount x deposit interest rate %/12 x number of months deposited

People deposit 400 million VND in BIDV, with a term of 36 months and enjoying an interest rate of 5.3%/year, the interest received is as follows:

400 million VND x 5.3%/12 months x 36 months = 63.6 million VND.

* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
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