In early May, HDBank listed a stable deposit interest rate table at the counter and online channel. The highest rate is 8.10%/year for customers depositing for a 13-month term with an amount of VND500 billion or more, continuing to attract long-term investors.
Savings at the counter
Customers depositing for less than 1 month receive 0.50%/year;
Deposit for 12 months with an interest rate of 3.35%/year;
Deposit for a 3-5 month term and enjoy an interest rate of 3.45%/year ( interest paid at the end of the term).
The 6-month term is currently listed at 5.20%/year paid at the end of the term or 5.10%/year paid monthly.
For the 711 month term, the bank applies an interest rate of 4.60%/year for late payment.
For long terms, 12-month deposits under VND500 billion are received 5.50%/year, while VND500 billion or more is received 7.70%.
In particular, the 13-month term applies an interest rate of 8.10%/year for large sums of money; if depositing below this threshold, the interest rate is 5.70%/year.
Online savings
On the Online channel, deposit interest rates range from 0.506.10%/year.
Short-term terms under 1 month have an interest rate of 0.50%/year;
12 month term deposits have an interest rate of 3.85%/year;
Interest rates for 35 month term deposits are 3.95%/year;
6-month term deposit with interest rate of 5.30%/year;
Interest rates for term deposits from 711 months are 4.70%/year;
12-month term deposit has an interest rate of 5.60%/year;
13-month term deposit has an interest rate of 5.80%/year;
15-month term deposit with interest rate of 6.00%/year;
18-month term deposit has an interest rate of 6.10%/year.
Online Deposit Insurance products (110 years) have a fixed interest rate of 5.60%/year or 5.50%/year.
Flexible to receive interest, interest can be received up to 44 billion VND when depositing for a 13-month term
HDBank offers a variety of interest payment options: term, monthly, quarterly, half a year or annually, making it easy for customers to adjust cash flow.
practical example:
Customers depositing 100 million VND for the last 6 months of the term will receive about 2.62 million VND in interest.
Deposit 200 million for 13 months (interest rate is 5.70%/year) and receive about 12.33 million VND.
Deposit 500 billion for 13 months (interest rate 8.10%/year) and receive nearly 44 billion VND in interest.
