Latest HDBank interest rates, deposit 30 million VND, interest 5.49 million

Đức Vân |

HDBank's highest savings interest rate at present is 6.1%/year for a 36-month term. If depositing 30 million VND, customers can receive up to 5.49 million VND in interest.

HDBank is listing with an interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion.

Under normal conditions, HDBank lists the highest 12-month interest rate at 5.6% when customers deposit money online and 5.5% when depositing money at the counter.

Bieu lai suat tiet kiem tai quay HDBank. Anh: HDBank
Savings interest rate table at HDBank counter. Photo: HDBank
Bieu lai suat tiet kiem online HDBank. Anh: HDBank
HDBank online savings interest rate table. Photo: HDBank

How much interest do you receive if you deposit 30 million VND at HDBank?

The savings interest rate at HDBank is different depending on the term. According to March 14, 2025, HDBank applies the highest interest rate of 6.1%/year for a 36-month term and 5.6%/year for a 12-month term. If depositing 30 million VND, customers will receive different interest amounts depending on the term.

12-month term:

Interest amount = 30 million VND × 5.5% = 1.65 million VND

Total amount after 1 year: 31.65 million VND

36-month term (highest):

Interest amount per year = 30 million VND × 6.1% = 1.83 million VND

Total interest after 3 years = 5.49 million VND

Total amount after 3 years: 35.49 million VND

Notes when depositing savings

Interest rates may change from time to time, customers should update directly from the bank.

Choose the right term to avoid losing interest when withdrawing ahead of schedule.

If you deposit online, there may be a higher interest rate.

Customers can contact HDBank or visit the official website to update the latest interest rate.

Readers can refer to more information about HDBank interest rates HERE.

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