HDBank's highest savings interest rate
According to HDBank's deposit interest rate schedule for individual customers, the highest deposit interest rate at the counter is 7.6%/year for a 13-month term, product LS13 type 1. For a 12-month term, product LS12 type 1 has a rate of 7.2%/year.
However, this is not a mass-applied savings interest rate. HDBank clearly states that the 12-month interest rate of type 1 is 7.2%/year and the 13-month interest rate of type 1 is 7.6%/year applied to savings of at least 500 billion VND or more/savings card, not applying early interest and periodic interest.
For common deposits such as 500 million VND, depositors should refer to regular HDBank savings interest rates, online savings interest rates or Vikki Online products.
HDBank savings interest rates for key terms
In the VND online savings channel, HDBank savings interest rates are listed as follows:
The savings interest rate for terms of 1-2 months is 4.2%/year.
Savings interest rate for terms of 3-5 months is 4.3%/year.
The interest rate for 6-month term savings is 5.0%/year.
The savings interest rate for terms of 7-11 months is 4.8%/year.
The interest rate for 12-month term savings is 5.3%/year.
Savings interest rates for terms of 13 months and 15 months are 5.5%/year.
The interest rate for 18-month term savings is 5.6%/year.
Savings interest rates for 24-month and 36-month terms are 5.0%/year.
For Vikki Online savings product, HDBank lists interest rates of 5.65%/year for a 6-month term; 5.95%/year for a 12-month term and 6.0%/year for a 13-month term.
Deposit 500 million VND at HDBank, how much interest will you receive?
To calculate savings deposit interest, customers can refer to the formula:
Interest = Deposit amount x interest rate %/year x number of months deposited/12 months
For a deposit of 500 million VND at HDBank, the interest referred to in some main terms is as follows:
Deposit 500 million VND for a 3-month term, Vikki Online savings interest rate 4.35%/year, receive about 5.44 million VND.
Deposit 500 million VND for a 6-month term, Vikki Online savings interest rate is 5.65%/year, receiving about 14.13 million VND.
Deposit 500 million VND for a 9-month term, online savings interest rate VND 4.8%/year, receive about 18 million VND.
Deposit 500 million VND for a 12-month term, Vikki Online savings interest rate 5.95%/year, receive about 29.75 million VND.
Deposit 500 million VND for a 13-month term, Vikki Online savings interest rate 6.0%/year, receive about 32.5 million VND.
Deposit 500 million VND for an 18-month term, online savings interest rate VND 5.6%/year, receive about 42 million VND.
Deposit 500 million VND for a 24-month term, online savings interest rate VND 5.0%/year, receive about 50 million VND.
Deposit 500 million VND for a 36-month term, online savings interest rate VND 5.0%/year, receive about 75 million VND.
HDBank specifies the interest calculation formula based on the actual balance, the number of days of maintaining the actual balance and the interest rate for calculating interest; the interest rate is calculated at a percentage of %/year, one year is 365 days.
Depositors should note that HDBank's interest rate table is for reference. The bank recommends that customers contact the nearest branch to know the latest updated interest rates.
