Received 200 million VND Tet bonus, deposited at Big 4, how to get interest?

Khương Duy |

Below are details of savings interest rates at Agribank, Vietcombank, VietinBank and BIDV.

Latest interest rates of Agribank, VietinBank, Vietcombank and BIDV

According to Lao Dong reporter's records with 4 banks Vietcombank, Agribank, VietinBank and BIDV on January 26, the mobilization interest rate table is being listed around the threshold of 1.9-4.8%/year.

Of these, Agribank and VietinBank have the highest interest rates (4.8% for terms over 24 months). BIDV's interest rates currently range from 2-4.7%/year, while Vietcombank's interest rates range from 1.9-4.7%/year.

Below are the latest Big 4 interest rate details:

Bang lai suat ngan hang nhom Big 4 ngay 24.1.2025. Bang: Khuong Duy
Big 4 bank interest rate table on January 24, 2025. Table: Khuong Duy
So sanh lai suat nhom Big 4. Don vi tinh: %/nam. Bieu do: Khuong Duy
Compare interest rates of Big 4 group. Unit: %/year. Chart: Khuong Duy

Below is a detailed update of interest rates of banks in the Big 4 group:

Cap nhat bieu lai suat cua Vietcombank ngay 8.8.2024.
Updated Vietcombank interest rate table on January 24, 2025.
Cap nhat bieu lai suat cua BIDV ngay 1.1.2025.
Updated BIDV interest rate table on January 24, 2025.
Cap nhat bieu lai suat cua VietinBank ngay 21.1.2025.
Update VietinBank's interest rate table on January 24, 2025.
Cap nhat bieu lai suat cua Agribank ngay 20.1.2025.
Update Agribank interest rate table on January 24, 2025.

How much interest do you get if you save 200 million VND at Big 4?

If you just received a Tet bonus of 200 million VND and want to save at Big 4, you can apply the formula:

Interest = deposit x interest rate %/12 x number of months of deposit

For example, if you deposit 200 million VND for a 24-month term at Bank A with an interest rate of 4.7%/year, you can receive: 200 million VND x 4.7%/12 x 24 = 18.8 million VND.

With the same amount and term above, if you save at Bank B with an interest rate of 4.8%, the interest you receive will be: 200 million VND x 4.8%/12 x 24 = 19.2 million VND.

In addition, readers can refer to interest rates of some other banks through the following table.

Bieu lai suat mot so ngan hang ngay 23.1.2025. Bang: Ha Vy
Interest rate table of some banks on January 23, 2025. Table: Ha Vy

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

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