Top 3 banks with the highest interest rates for 6-month savings

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on February 5 with nearly 30 banks in the system, the 6-month savings interest rate is fluctuating from 3 - 5.9%/year.

Cake by VPBank is listing the highest 6-month savings interest rate at 5.9%/year when customers deposit electronic savings. Cake by VPBank lists the highest interest rate at 6.3% when customers deposit from 24-36 months.

Bieu lai suat tiet kiem dien tu cua Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank's electronic savings interest rate table. Photo: Cake by VPBank

CBBank lists the highest interest rate for a 6-month term at 5.85%/year when customers deposit money online and receive interest at the end of the term. Currently, CBBank lists the highest interest rate at 6% when customers deposit money for 12 months or more.

Bieu lai suat tiet kiem CBBank. Anh: CBBank
CBBank savings interest rate table. Photo: CBBank

KienlongBank is listing the highest interest rate for a 6-month term at 5.8%/year when customers deposit money online. For other terms, KienlongBank lists interest rates ranging from 0.5-6.4%/year.

Bieu lai suat tiet kiem KienlongBank. Anh: KienlongBank
KienlongBank savings interest rate table. Photo: KienlongBank

How to receive interest if saving 1 billion VND for 6 months?

You can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit

For example, you deposit 1 billion VND in Bank A, with an interest rate of 5.9% for a 6-month term. The interest you receive is estimated at:

1 billion VND x 5.9%/12 x 6 months = 29.5 million VND.

So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
TIN LIÊN QUAN

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