Of the nearly 30 banks in the system, PVcomBank interest rates are leading the market for 13 months when listing the highest savings interest rates at 9%/year for mass -saving products. However, only applicable to savings at the counter for the new open deposit balance is VND 2,000 billion or more.
Under normal conditions, PVcomBank listed interest at 5%/year when customers deposit traditional money.
![Bieu lai suat tiet kiem truyen thong PVcomBank. Anh: PVcomBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Lai-Suat-Pvcombank-1.jpg)
HDBank applies an interest rate of 8.1%/year for a 13 -month term with the condition of maintaining a minimum balance of VND 300 billion. When customers send at the counter, at conditions usually only receive interest rate of 5.7%/year. If sending online, customers receive interest rate of 5.8%/year.
![Bieu lai suat tiet kiem truyen thong HDBank. Anh: HDBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Lai-Suat-Hdbank-13.jpg)
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/1-Lai-Suat-Hdbank-5.jpg)
![Bieu lai suat tiet kiem online HDBank. Anh: HDBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Lai-Suat-Hdbank-1-9.jpg)
Under normal conditions, some banks with high interest rates of 13 months can be mentioned such as: GPBank, BacaBank, Cake by VPBank.
The GPBank is listing the highest interest rate of 13 months at 6.15%/year when customers deposit the electronic savings. This is also the highest interest rate in this bank that is applying at 13-36 months.
![Bieu lai suat tiet kiem dien tu GPBank. Anh: GPBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Lai-Suat-Gpbank-17.jpg)
Kienlongbank is listing the 13 -month savings interest rate at 6.1% when customers send money online. This bank is listing the highest interest rate at 60 months for individual customers at 6.4%/year.
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Lai-Suat-Kienlongban-01.jpg)
![Bieu lai suat tiet kiem KienlongBank. Anh: KienlongBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Kienlongbank-01.jpg)
Cake by VPBank is listing interest rates for the highest individual customers in the 13 -month period of 6%/year when customers receive interest at the end of the period. The highest interest rate on this bank is listed at 6.3% when customers deposit from 24-36 months.
![Bieu lai suat tiet kiem Cake by VPBank. Anh: Cake by VPBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Lai-Suat-Cake-By-Vpb.jpg)
CBBank is listing the highest 13 -month savings interest rate at 6% when customers send money online. In other terms, CBBank listed interest rates from 4.15-6%/year.
![Bieu lai suat tiet kiem CBBank. Anh: CBBank](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/9/1460849/Cbbank.jpg)
Save 1 billion dong 13 months how much interest?
You can refer to how to calculate the interest to know how much interest is received after deposit. To calculate the interest, you can apply the formula:
Interest = deposit x interest rate/12 x number of months deposit
For example, you send 1 billion dong to Bank A, 13 -month term and interest rate of 6.1%/year, the amount of interest receives as follows:
VND 1 billion x 6.1%/12 x 13 = 66.08 million.
* Information about interest rates is for reference only and can change in each period. Please contact the nearest bank transaction point or hotline for advice.
Readers can refer to the interest rate information here.