Subject Ho Thi Xuan Lai, born in 1996, residing in Tam Xuan commune, Da Nang city (Nui Thanh district, former Quang Nam province) was identified as taking advantage of the "bank maturity" form to appropriate a large amount of money from acquaintances.
According to the investigation, Lai built trust by properly performing the initial loan transactions. Through acquaintances, the victim repeatedly transferred money to Lai to perform the maturity service. The transactions took place smoothly in the early stages, making the victim believe and continue to cooperate.
After that, Lai provided false information about a customer needing to pay a large sum of money, requesting the victim to transfer money. Trusting him, the victim transferred more than 1.12 billion VND. However, the subject did not use it for the right purpose but used it to pay personal debts.
Although he had returned a part of the money, Lai continued to give many reasons such as the file encountering problems, inability to pay. After that, the subject declared bankruptcy and left the locality. When detecting unusual signs, the victim sent a complaint to the police agency.
The verification process showed that the total transaction amount between the two parties was up to more than 36 billion VND. Most of it has been returned, but the amount appropriated is still at about 1.5 billion VND.
After leaving the locality, Lai surrendered and admitted to fraudulent acts aimed at appropriating property. The investigating agency is continuing to clarify related details and consolidate the file for handling according to legal regulations.
The incident is a warning about the risks in unsecured financial transactions, especially with spontaneous "life extension" forms. People need to be cautious, clearly verify information sources and avoid transferring money when there is no clear legal basis.
